Coverage for Medicine
Consists of 1st party property coverage for flower and other similar types of inventory related to your medical marijuanaoperation.
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Stock Coverage
When you are in the marijuana cultivation business, liability only coverage is not an option. CRB’s need 1st party property coverage sometimes referred to as Stock Coverage or medicine coverage. This coverage will help indemnify your CRB in the event of your stock getting damaged or stolen. Many policies will exclude a significant amount of
Business Loss or Business Overhead Expense
Having access to your store, your warehouse, and ultimately your land is critical for the survival of your business. Let’s face it, if you couldn’t open your store this morning due to a small fire in the grow room, your business could be in serious jeopardy if the doors remained closed for too long. If
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Professional Liability or Malpractice Based Coverage
Most certainly if you are in the business of prescribing medical marijuana to patients you would have medical malpractice based errors and omissions coverage (otherwise known as Professional Liability Insurance). However, for those that are on the retail side or growing side, this type of coverage could be a good idea as it could include
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Product Liability
Occasionally this coverage can be included under the same coverage section as the gl. It’s important you double check your current cannabis policy to see if the product liability coverage is included. Production Liability Insurance is super important for companies that make, sell, or distribute products, especially those in cannabis related businesses. If a consumer
General Liability
Although typical businesses may need $1,000,000 per occurrence and a $2,000,000 general liability aggregate, your growing operation or dispensary probably needs significantly higher limits of coverage; $5,000,000 and even $10,000,000 or regular and customary limits of insurance as it relates to dispensary and cultivator insurance programs.
Fair Use Legal Doctrine
Fortunately there are many circumstances that can be free and clear of any legal culpability due to the implementation of Section 107 of the Copyright Act. Presently, you are able to use, without license, the encyclopedia of copyright protected material in special circumstances. One of the key features of Section 7 is based upon the manner in which the material, or protected property, is used.
Let’s pretend you used a leading soft drink manufacturer as a brand in your feature film. During the climax of the movie, the protagonist decides to use the respective brand’s material in a way that degrades the nature of the brand. Just to make things interesting let us imagine the same protagonist using the can of soft drink as a weapon or means to injure or hurt someone or something. Such an example would be in stark contrast to what is acceptable under Section 7 of the Copyright Act. In this case you would be ripe for a lawsuit or civil complaint from the brand you disparaged, that’s all but guaranteed. Be smart, hire an attorney that can help you navigate some of these waters up front. Plus you should call a great group of insurance agents @ (412) 212-8577, we are licensed in most states. A complete explanation of the Copyright Law can be found here.
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Sexual Abuse and Molestation Coverage
This coverage is generally purchased prior to commencement of any filming or production activity for the project. Although this is not a typical coverage selection, many times you can find such coverage under a professional lines type of policy such as Errors and Omissions or Directors and Officers Insurance. The need or desire to bind
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Errors and Omissions Insurance for Production Companies
What happens when your production company accidentally captures a major household brand in a filming scene? Did you have contracts signed to allow your production to use that name brand?
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Media Liability and Film Errors and Omissions
We should include the term ‘Media Liability’ within the spectrum of Entertainment and Production Errors and Omissions. For those in the creative space, coming up with original content, scripts, costumes, sets, films, etc are paramount to the success of the artist. These so-called ‘original ideas’ could get you into trouble if you have not properly
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