At Kelly Insurance Group, we understand that liquor liability insurance can be a complex and confusing topic. That’s why we pride ourselves on our ability to answer even the most difficult questions about this type of insurance coverage. Whether you need a liquor liability insurance quote, insurance for liquor liability, or special event liquor liability insurance, we’ve got you covered. If you cannot find what you are looking for, feel free to reach out to us anytime.   or click here to go back to Bars, Nightclubs, & Taverns.


We work with a variety of insurance carriers to provide our clients with the best possible coverage options. For example, if you and need liquor liability insurance, we can help you find coverage from carriers such as Markel, USLI, The Hartford, and Progressive. We can also help you with general liability and liquor liability insurance, liquor liability insurance for weddings, private bartending insurance, and more.  We are licensed in most states, including Oregon. 


We understand that each business or event has unique needs, which is why we offer a range of liquor liability insurance policies, including monoline liquor liability, dram shop coverage, and liquor liability insurance for events. We can help you determine the appropriate liquor liability coverage limits and ensure that you have the necessary liquor liability license to serve alcohol at your event or establishment.

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Dram shop liquor liability insurance, also known as dram shop liability insurance, is a type of insurance that protects businesses that sell or serve alcohol from liability in the event that a customer causes harm to themselves or others due to their intoxication. This type of insurance is particularly important for businesses such as bars, restaurants, and liquor stores that serve or sell alcohol, as they are at a higher risk of facing liquor liability claims.

Dram shop coverage typically includes protection against claims arising from serving alcohol to minors or individuals who are already visibly intoxicated. The coverage can also extend to accidents caused by intoxicated patrons, such as drunk driving accidents or fights. Without dram shop insurance coverage, businesses could be held financially responsible for damages resulting from these incidents, which could be financially devastating.  Contact Us Today

The cost of dram shop insurance coverage will depend on various factors, such as the type of business, the amount of alcohol served or sold, and the location of the business. However, the cost of dram shop insurance is typically outweighed by the potential costs of a liquor liability claim. A single lawsuit could result in thousands or even millions of dollars in damages, which could easily bankrupt a small business.

Additionally, dram shop liquor liability insurance provides businesses with peace of mind knowing that they are protected against potential claims. This allows businesses to focus on their day-to-day operations without the fear of a potentially devastating lawsuit hanging over their heads. 

In conclusion, dram shop liquor liability insurance is an essential type of insurance coverage for businesses that serve or sell alcohol. It provides protection against liability claims that could result from the actions of intoxicated patrons and can help businesses avoid financial ruin in the event of a claim. If you operate a business that serves or sells alcohol, it’s important to speak with an insurance agent to learn more about dram shop insurance coverage and how it can protect your business.  Contact Us Today

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