INSURANCE for STUNTS and HAZARDOUS ACTIVITIES
Activities that fall within the Stunt/Hazardous Activity description can sometimes be referred to as inherently dangerous activities. Because most production insurance policies exclude coverage for IDLs, it is incredibly important to make sure you ‘schedule’ each IDL on your production insurance package. Similar to scheduling an expensive timepiece on a jewelry policy, such is the case with stunts and film insurance. Our insurance brokerage and experienced entertainment insurance agents can provide various solutions for your projects that include stunts.
Stunt Insurance Including Pyrotechnic Insurance and Driving Scene Insurance: Stunt insurance can be applied to both Annual Productions and Short Term Productions. Our agency has recently expanded its spectrum of eligible productions that involve stunts. We can provide insurance for pyrotechnics during an event or production, demolitions during film shoots or contracting work, explosions for stunt sequence, and not to mention car races/scenes along with motorcycle chases have all been added to our portfolio of eligible stunts. As always we have been able to also provide insurance for fight scenes, falls, the use of blanks, and aerial scenes. (See drone insurance, too). If your event or production will include inherently dangerous activities, it is super important to schedule the scenes on the production policy. Production companies that contemplate entertainment related exposures and film production usually like to see a choreographer used when these types of activities are filmed.
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Types of stunts and activities that need discussed with your insurance agent.
DEAD FALLS and DROPS
FALLS from HEIGHTS
USE of BLACK POWDER
USE of HARNESSES
BLANKS or SQUIBS
SCENES on WATER
MOVIE BOAT SCENES
USE of DRONES
HOT AIR BALLOONING
ANY USE of ANIMALS
Additional Insurance Coverage available for Film and Media based businesses
Employment Practices Liability Insurance covers businesses against claims by workers that their legal rights as employees of the company have been violated.
Employee Benefits can make your organization more desirable for your current and future employees. You also may be surprised to know that some benefits can be strictly voluntary at no cost to the employer.