Amusement & Entertainment Device Insurance
Amusement and entertainment device insurance is built around one basic reality: guests are not just watching. They are riding, jumping, climbing, throwing, sliding, spinning, competing, or interacting with the attraction.
Kelly Insurance Group helps operators explain the real exposure: mechanical bulls, inflatables, bounce houses, axe throwing, ziplines, ropes courses, rock walls, carnival attractions, mobile entertainment setups, family entertainment centers, and special-event attractions.
Rides / Moving Attractions
Moving attractions should be reviewed for device type, inspection procedures, maintenance records, operator training, participant rules, setup controls, contracts, and claims history.
Why this coverage deserves attention
Amusement risks need to be described clearly.
A mechanical bull is not the same exposure as an inflatable slide. A fixed-site axe throwing venue is not the same submission as a mobile carnival operator. A zipline is not the same conversation as an arcade game.
The insurance review should separate the attraction type, participant activity, supervision, operating rules, equipment ownership, certificates, contracts, inspection procedures, maintenance records, employees, subcontractors, and claims history.
When the account is presented too generally, underwriting may treat the risk as unclear or incomplete. The intake form is designed to reduce that problem by collecting the information needed to evaluate the actual operation.
Start here
The intake form is the cleanest way to start.
Amusement and entertainment device submissions can fall apart when the details are scattered. The intake form gives Kelly Insurance Group a structured way to understand the attraction, the operation, and the certificate requirements.
Complete the Amusement & Entertainment Device Insurance Intake Form
Use this form for amusement devices, mechanical bulls, inflatables, axe throwing, ziplines, ropes courses, rock walls, carnival attractions, mobile entertainment setups, and similar participant-based operations.
Go to the Intake FormAttraction selector
Pick the closest attraction type.
Use the selector to see how the underwriting conversation changes by attraction. This is not a quote tool. It is a quick way to understand what details matter before you submit the intake form.
Interactive Attraction Selector
Tap a category to see the insurance issue that should be disclosed clearly.
Coverage structure
The program should match the attraction.
General Liability
Usually the starting point for bodily injury or property damage allegations, subject to policy terms, exclusions, endorsements, and carrier underwriting.
Participant Liability Review
Important when customers ride, jump, climb, throw, slide, race, compete, or otherwise participate in the attraction.
Certificates & Additional Insureds
Venues, schools, fairs, festivals, landlords, municipalities, and event organizers may require certificates and specific insurance wording.
Property / Inland Marine
Owned equipment, mobile attractions, inflatables, trailers, controls, generators, tools, and attraction components should be reviewed separately from liability.
Workers Compensation
Should be reviewed based on employees, operators, attendants, drivers, setup crews, and applicable state requirements.
Commercial Auto
Mobile operators may need commercial auto coverage for trucks, vans, trailers, and vehicles used to move equipment to events.
Liquor Liability Review
Alcohol can change the underwriting discussion when the attraction is used at bars, festivals, adult events, or alcohol-serving venues.
Cyber Liability
Online waivers, booking systems, stored customer data, payment systems, and event platforms may create cyber and privacy exposures.
Umbrella / Excess Liability
Contracts may require higher limits for certain venues, municipalities, landlords, fairs, festivals, or larger entertainment operations.
Operations we want disclosed
Different attractions create different insurance questions.
Operator-controlled ride exposure
Review supervision, speed control, rider rules, landing area, waivers, alcohol exposure, and venue certificate requirements.
Participant throwing activity
Review lane controls, supervision, age rules, alcohol exposure, mobile or fixed-site operations, and waiver procedures.
Bounce houses, slides, obstacle courses, and inflatable rentals
Review anchoring, weather shutdown procedures, setup surface, attendant requirements, event contracts, and equipment ownership.
Adventure attractions and elevated participant activity
Review inspection records, guide training, harness procedures, manufacturer documentation, participant rules, and rescue procedures.
Touring rides, games, mobile attractions, and event setups
Review event schedules, certificates, setup and teardown, inspection requirements, transportation, contracts, and equipment schedules.
Arcades, VR, laser tag, escape rooms, bowling, and mixed attractions
Review the mix of operations, premises exposure, participant activity, property values, cyber systems, and employee duties.
Documents that help underwriting
Clean documentation makes the account easier to review.
A strong submission usually includes more than a business name and a short description. The more organized the operation appears, the easier it is for underwriting to understand the account.
Attraction list and event details
List each attraction, where it is used, who operates it, and whether the business is fixed-site, mobile, seasonal, or touring.
Inspection, maintenance, and incident records
Maintenance logs, inspection checklists, manufacturer manuals, incident reports, and training records help explain the controls in place.
Venue and certificate requirements
Send contracts and certificate wording early so additional insured, waiver, primary and noncontributory, and limit requirements can be reviewed.
Helpful Kelly Insurance Group pages
Useful links for amusement and entertainment operators.
These pages are organized around the closest related exposures: mechanical bulls, axe throwing, inflatables, adventure attractions, certificates, event insurance, liquor liability, and KIG’s broader insurance directory.
Why Kelly Insurance Group
Amusement accounts need more than a fast certificate.
This is a participant-risk, contract-heavy, documentation-sensitive class of business. The agent matters. The submission matters. The intake form matters.
Our team
We are proud of our agents because unusual entertainment risks need people who understand underwriting detail, documentation, communication, and urgency.
Meet the TeamOur history
Kelly Insurance Group has a deep Pittsburgh insurance history and continues to build specialty insurance workflows around real client needs.
Read Our HistoryClient portal access for most customers
Once you become a customer, most customers are given access to our custom client portal, where certificates of insurance can be generated at any time. That matters when a venue, school, fair, festival, landlord, municipality, or event organizer needs documentation quickly.
Questions operators ask
Amusement & entertainment device insurance FAQ.
Start the conversation
Complete the intake form first, then contact us if needed.
The intake form is the cleanest way to start. It helps avoid back-and-forth and gives underwriters the details they need to evaluate the operation.
- Mechanical bull operators
- Axe throwing venues
- Inflatable rental companies
- Fairs and festivals
- Carnival and midway operations
- Family entertainment centers
- Ziplines and ropes courses
- Certificate-heavy event contracts