EVENT PRODUCTION & DESIGN INSURANCE
Is your primary business centered around event production and design, or do you specialize in setting up lighting and audiovisual equipment? Explore the various insurance options tailored to your specific needs on this page. Our dedicated insurance brokerage specializes in event production and design coverage, and we’re always here to assist you. Don’t hesitate to reach out to us whenever you need guidance or information.
LOOKING FOR SOMETHING MORE SPECIFIC?
It's different than your standard business policy, and it should be.
Many conventional insurance providers primarily target typical businesses, such as t-shirt stores and ice cream shops. These standard businesses are favored because they are predictable and easily quantifiable. Consequently, most of these standard insurers hesitate to extend coverage to businesses that operate beyond their familiar territory. Often, they deem anything outside this comfort zone ineligible for insurance protection. This approach can spell disaster for your business. Despite our association with various standard carriers, Kelly Insurance Group recognizes this challenge and maintains transparency and clarity in our responses.
If your staging or lighting company still relies on “small business” insurance, there’s a substantial likelihood that your insurance provider may lack a deep understanding of your unique industry. When your insurer isn’t fully informed about the specifics of your operations, it raises legitimate concerns about the accuracy and adequacy of your coverage.
HOW CAN KELLY INSURANCE HELP?
Whether you operate as a lighting designer, sound engineer, staging company, or any other business within the entertainment industry, Kelly Insurance Group is dedicated to securing the most competitive rates on your behalf. Struggling to obtain certificates of insurance? Rest assured, Kelly Insurance Group has the solution. We empower all our clients with the capability to effortlessly generate their own certificates of insurance. Don’t hesitate to contact us at any time for assistance.
Feel free to reach out to us anytime.
COVERAGES to CONSIDER
The Special Property Coverage Form offers replacement cost coverage, unless an alternative valuation method is chosen, for Business Personal Property. This coverage safeguards against direct physical loss or damage, provided such perils are not explicitly excluded. The Business Personal Property definition encompasses the following categories as Covered Property:
Personal Property of Others: This includes items held by the Insured but owned, in part or whole, by others.
Tools and Equipment: These are owned by the insured’s employees and are utilized in the insured’s operations.
Tenant Improvements and Betterments: These improvements, though integral to a non-owned building the insured occupies, cannot be legally removed. They were either constructed or obtained at the insured’s expense, exclusive of rent payments.
Leased Personal Property: This pertains to personal property under a lease contract for which the insured has a contractual obligation to insure, except as provided in the case of Personal Property of Others.
Furthermore, we offer the flexibility of increased limits for Personal Property of Others and Tenants Improvements and Betterments, ensuring that your coverage meets your specific needs.