A/V INSURANCE FOR AUDIO VISUAL COMPANIES, AV INSTALLERS, SOUND ENGINEERS AND PRODUCTION CREWS
Audio visual insurance should match the work actually being performed: AV equipment rental, lighting and audio installation, sound engineering, video production support, LED walls, staging, control rooms, event production, venue setup, ETCP-related work, IATSE worker exposure, transit, rented equipment, certificates, and client contract requirements.
WHO THIS PAGE IS FOR
This page is for audio visual companies, AV production companies, AV technicians, lighting and audio installers, sound engineers, audio engineers, AV equipment rental operations, sound installation contractors, live event crews, and production contractors that need insurance beyond a generic business policy.
- Audio visual company insurance
- AV equipment insurance and audio visual equipment insurance
- Lighting equipment insurance and sound equipment insurance
- AV installer insurance and audio visual contractor insurance
- Sound engineer liability insurance and AV technician insurance
AV risks move between venues, vehicles, jobsites, stages, control rooms, warehouses, rentals, installations and live events.
WHAT A/V INSURANCE MAY NEED TO ADDRESS
AV insurance is not just general liability. An audio visual company may need coverage for owned equipment, rented equipment, property of others, installation work, transit, rented vehicles, hired and non-owned auto, workers compensation, professional liability, cyber, umbrella or excess liability, and client contract requirements.
GENERAL LIABILITY
Third-party bodily injury and property damage coverage for event setup, venue operations, client sites, installation work, and production-related liability allegations.
AV EQUIPMENT INSURANCE
Coverage review for cameras, monitors, speakers, consoles, microphones, lighting kits, cabling, switchers, projectors, racks, control systems, and production gear.
INSTALLATION COVERAGE
Important for lighting and audio installers, sound installation contractors, AV integrators, and companies installing equipment at client sites or venues.
TRANSIT COVERAGE
Audio visual equipment is often moved between warehouses, venues, trucks, hotels, stages, studios, convention centers, and customer locations.
HIRED & NON-OWNED AUTO
Relevant when employees use personal, rented, borrowed, or hired vehicles for setup runs, delivery, strike, site visits, or equipment movement.
UMBRELLA & EXCESS
Venues, corporate clients, municipalities, universities, event organizers, and production contracts may require higher liability limits.
CLICK THE AV OPERATION TYPE TO SEE WHAT CHANGES
An AV equipment rental company, lighting installer, sound engineer, production control room operator, and live event crew do not create the same insurance profile.
A/V INSURANCE RISK MAP
Click a node to see how AV insurance changes based on equipment, installation work, engineering services, production operations, and contract requirements.
AUDIO VISUAL BUSINESSES WE HELP REVIEW
AUDIO VISUAL COMPANIES
Insurance for audio visual companies should review equipment, warehouse exposure, venue setup, event crews, contracts, certificates, rented gear, transportation, and client requirements.
LIGHTING AND AUDIO INSTALLERS
Lighting and audio installer insurance should consider installation coverage, contractor liability, property of others, transit, height work, rigging, lifts, and customer-site operations.
AV EQUIPMENT RENTAL OPERATIONS
AV equipment rental insurance may involve owned equipment, rented equipment, customer use, theft, damage, property of others, warehouse storage, and equipment in transit.
SOUND ENGINEERS
Sound engineer insurance and sound engineer public liability insurance may involve live event work, mixing consoles, microphones, cabling, client property, venues, and professional service concerns.
AV TECHNICIANS AND IATSE WORKERS
AV technician insurance and IATSE worker insurance can involve contract work, event labor, production sites, stage environments, equipment handling, and certificate requests.
AV AND PRODUCTION COMPANIES
AV and production company insurance may need to connect entertainment production, short-term productions, mobile stages, LED walls, rigging, and event liability into one coherent program.
AV EQUIPMENT AND CONTROL ROOM OPERATIONS CREATE DIFFERENT INSURANCE QUESTIONS
AV EQUIPMENT INSURANCE
Coverage should account for owned gear, rented gear, borrowed equipment, client property, scheduled equipment, transit, storage, setup, strike, and venue movement.
CONTROL ROOM AND PRODUCTION SERVICES
Control rooms, mixing consoles, monitoring systems, livestream support, production switches, and technical service contracts can create liability and professional exposure.
AV COVERAGE ISSUES THAT SHOULD NOT BE TREATED AS AFTERTHOUGHTS
SCHEDULED EQUIPMENT
High-value cameras, lenses, lighting, projectors, control equipment, speakers, consoles, and monitors may need scheduled equipment review.
PROPERTY OF OTHERS
AV companies often handle client property, rented gear, venue equipment, subcontractor equipment, and borrowed production gear.
INSTALLATION FLOATER
Sound installation insurance and AV installer insurance may need coverage for materials and equipment in transit, storage, or awaiting installation.
INLAND MARINE
AV gear is mobile. Inland marine coverage can be central when equipment moves between venues, vehicles, warehouses, studios, and job locations.
PROFESSIONAL LIABILITY
Design, consulting, system specification, integration, livestream support, technical direction, or failure-to-perform allegations may need E&O review.
WORKERS COMPENSATION
Employee crews, technicians, installers, warehouse staff, stage labor, and production labor should be reviewed under the proper payroll and work structure.
THE FASTEST AV INSURANCE REVIEW STARTS WITH THE RIGHT DETAILS
A clean submission is better than a generic “need AV insurance” request. Tell us what you do, where the equipment goes, who owns the gear, what contracts require, and whether the work is rental, installation, live event, production, engineering, or contractor-driven.
RELATED ENTERTAINMENT, PRODUCTION AND CONTRACTOR INSURANCE PAGES
CURRENT CUSTOMERS MAY RECEIVE ACCESS TO OUR CUSTOM CLIENT PORTAL.
Most Kelly Insurance Group customers are given access to a custom client portal where policy documents can be accessed and certificates of insurance can be generated. That matters when venues, corporate clients, municipalities, production companies, event organizers, and equipment rental contracts need proof of coverage quickly.
A/V INSURANCE QUESTIONS
WHAT IS A/V INSURANCE?
A/V insurance is commercial insurance built around audio visual operations such as AV equipment rental, lighting and audio installation, sound engineering, production support, live events, equipment movement, client contracts, and venue certificate requirements.
DOES AN AUDIO VISUAL COMPANY NEED EQUIPMENT INSURANCE?
Many audio visual companies should review AV equipment insurance, inland marine, scheduled equipment, rented equipment, property of others, transit coverage, and equipment stored at warehouses, venues, jobsites, or vehicles.
IS AV INSTALLER INSURANCE DIFFERENT FROM AV EQUIPMENT RENTAL INSURANCE?
Yes. AV installers may have contractor liability, installation floater, jobsite, lift, cabling, and customer-site exposure. AV equipment rental operations may have stronger equipment, rental, property of others, theft, and transit concerns.
DO SOUND ENGINEERS NEED LIABILITY INSURANCE?
Sound engineers, audio engineers, and AV technicians may need public liability or general liability depending on whether they work at venues, productions, live events, client sites, or under contracts requiring proof of coverage.
WHAT SHOULD I SEND FOR REVIEW?
Send your operation description, equipment schedule, rented equipment details, venues, contracts, certificate requirements, vehicle use, installation work, subcontractor or IATSE worker details, payroll, revenue, and prior claims.
SEND THE A/V INSURANCE DETAILS.
Use this form if you need A/V insurance, audio visual company insurance, AV equipment insurance, lighting and audio installer insurance, AV technician insurance, sound engineer liability insurance, audio engineer insurance, AV contractor insurance, or AV and production company insurance.
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Disclaimer: Coverage availability and eligibility may depend on many factors, including underwriting review, carrier guidelines, policy terms, state requirements, business operations, risk characteristics, and other information provided during the application or quoting process. Kelly Insurance Group cannot guarantee that every individual, customer, organization, or business seeking coverage will qualify for, receive, or successfully place insurance coverage. All policy coverages, exclusions, conditions, limits, endorsements, and terms should be carefully reviewed by the consumer, insured, or applicant to confirm that the coverage requested is the coverage being quoted, offered, or provided. Insurance coverage, policy changes, endorsements, cancellations, and other policy terms are not bound, changed, confirmed, or altered unless and until written confirmation is provided by a licensed Kelly Insurance Group team member, the applicable insurance carrier, or an authorized underwriter. This page is provided for general informational purposes only and does not provide legal advice, legal opinions, insurance coverage opinions, or policy interpretations. Information on this page should not be relied upon as a substitute for reviewing the actual policy language or consulting appropriate professional advisors. Kelly Insurance Group does not employ, supervise, or direct attorneys.