Government Contracts

The Insurance Agency for procuring Insurance for Government Contracts

When government contracts are in play, the liability limits required could easily surpass $5,000,00 in General Liability Coverage.  The easy part about procuring insurance for government related work is knowing the liability limits required by the contract; the hard part can be the actual binding of the insurance. Many insurance companies cannot provide the services needed in order to fully service the needs of a customer in the government contract sector. If that sounds like a word salad, it is. To put it blunt and simple, there are very few insurance companies that are able to provide coverage for government work. 

Government Contractors and Independent Consultants

  • Insurance Requirements for Government Contractors can vary by contract.  Some contracts require as little as $1,000,000 where others require $10,000,000 plus.
  • Federal Government Contractors Insurance can come in many shapes and sizes depending on the specific services you are providing and to what sector of the government. 
  •  Advantage GSA Contracts and Defense Contracts may also require heightened liability limits. 
  • Federal Procurement Related Insurance Services

Possible Insurance Requirements for Government Contractors

Will at least require $1,000,000 in General Liability Coverage

Errors and Omissions or Professional Liability Insurance

Commercial Automobile Liability Insurance & Hired Non-Owned

May require commercial crime coverage including 3rd Party Crime

Cyber Security Insurance and Data Breach Coverage May be Required

Waivers of Subrogation along with Primary and Non Contributory Wording

Pollution Liability Insurance and the Environmental Liability Package Policy

May require limits in excess of $5,000,000

Additional Insured Wording

Commercial Umbrella or Excess Liability

Workers Compensation

Kelly Insurance Group can provide insurance for:

  • Government Contract Insurance
  • Federal Contractor Insurance
  • DOD Contract Insurance
  • GSA Contract Insurance
  • Government Bidding and Bonds
  • Federal Cleaning Contracts
  • Government Cleaning Projects
  • See Our Appetite Guide for more information.