Staging & Rigging Insurance
Including Mechanical Engineers, Sound Engineers, and Audio Engineers
We refer to this type of operation as a stagecrafter, audio and lighting engineer, and live event producer just to name a few. The program our agency provides for rigging operations can be tailored to your specific needs. This type of entertainment related insurance provides coverage for failing to properly secure audio or lighting equipment, causing injury due to sound system collapses, and many other causes of bodily injury and property damage. Coverage is usually purchased on an annual basis and can include a multitude of different coverages including liability coverage, property coverage, automobile insurance, and rented and owned equipment insurance just to name a few.
Some of the considerations made when determining if you fall into this category of operation :
Do you design lighting configurations for live concerts?
You may not be involved in the actual putting together of the event, but you should have a policy that is similar in nature, ensuring that such operations are accounted for in the policy.
Are you placing scaffolding?
Many events use some type of staging for the support of its actors, athletes, etc. but some of the more theatrical type of events or concerts could utilize scaffolding. Such activities need to be discussed with your broker. Give us a call or send us a note today!
Audience Participation Technology Integration
We see these operations during a production that involves televised or pre-recorded taste tests, daytime talk shows, and gameshows. Occasionally we hear this type of system be referred to as an ‘ARS,’ or Audience Response Systems. If you fall into any of these categories of entertainment and production activities, we can certainly help.
Recording studios and subcontractors that record audio and mix audio could fall into this category. Gig workers that operate the mixing board during a live concert, production, or event could also fall into this category.
Lighting Array Installations and LED Wall Construction
With many electronic dance festivals, multi-unit TV walls are normal and customary. If there is a wrap-up insurance policy for the festival or event, chances are this exposure would be insured under such a policy. However, if you are a 1099 contractor hired to install an LED wall, you may need (or be required to carry) this type of stage crafters insurance coverage.
If it sounds risky, insurance companies like the ones that spend large percentages of their budget on marketing probably aren’t able to help with your insurance adventures.
Staging and Stage Crafting
Are you in the business of setting up stages for concerts, events, or for any other reason? If so your business brings with it many exposures that could result in significant bodily injury and property damage. It is highly recommended that your business become a member of safety associations for not only premium credits but also credibility with your insurer. When you purchase the right staging insurance there are many claims that could be covered (make sure you read the entire policy, of course).
Stageline Owners and Stage Trailer Operators
If you own a Stageline Trailer, you should have a very specific policy. If you own one of these Trailers like the SL250 or even the SL100, you need very specific coverage to make sure your liability and property exposures are property insured. You can contact us in a multitude of ways and we really try to make it easy and quick.
Installation of Artwork
Many public installations of artwork were actually placed by a contractor specializing in such an activity. Such art can take the form of an oversized tapestry draped across hundreds of feet of high rise buildings. Or maybe just a small modern sculpture that needs to be hoisted and placed using a skid or small crane. Chances are if you handle and install small non-crucial pieces that are owned by others, you could qualify for a lesser expensive option.
Typically with Production Design there is a consultant the helps facilitate where a stage should be, or where specific audio equipment for a concert should be. In the event that a claim arose due to a stage collapsing or a piece of equipment falling, the individual or business that planned the design could be held liable.
You could Need this Coverage...Why?
Most insurance policies for business operations can be extremely narrow in scope of coverage pertaining to O.P.P. If you are in the business of installing Other Peoples Property, and you are in the entertainment or production industry, Staging and Rigging Insurance could be your proper classification. Whether the term OPP (other peoples property) is used, or ‘The Care, Custody, Control, of other Peoples Goods while not in the possession of the owner,’ the fact still remains that standard insurance policies exclude such activities.
Insurance Certificates at your Fingertips
Once you become a customer, we will get your account activated so that you may complete your own certificates of insurance, even in the middle of the night if you want. If you would rather us complete your certificates of insurance we will happily oblige, just let us know. There are times when you will need the help of our entertainment insurance office to complete a certificate of insurance. If you are required to carry primary and noncontributory type endorsements and waivers of subrogation, we may need to help with those certificates. But generally speaking, you can complete your own certificates of insurance at your leisure.
What Makes Us Different?
Our agency is committed to providing the most comprehensive coverage available from the most highly rated insurance companies. We believe that those individuals and production companies that organize, promote, and design an event or concert need a specialized approach to their insurance program. If you are new to the business or the insurance buying process please see below. If you are an experienced buyer that needs a good 2nd opinion please call our office or text our office, we are happy to help.
Sometimes the term ‘rigging’ or the term ‘concert’ can send an insurance agent running for a good ‘ol fashioned home and auto account. At Kelly Insurance Group our typical new business customer is in the creative space. We have been insuring the interesting and artistic for many years and we understand the plight. Within the entertainment industry there are numerous activities that need to come together culminating in a singular event within a very specific time period. We are accountable and available for you. When you need us and call us, we will be there for you. We are not an agency that delivers a product during ‘regular’ business hours. Our product is ensuring the safe delivery of your product, your production, your event, your ‘important thing.’ Contact Us today, don’t waste your time filling out some lengthy online entertainment insurance application.