Water Damage and Flood Insurance

The Lurking misfortune of commercial package policies and business insurance policies (and of course for personal home insurance, but that’s on another webpage of ours). Click here to learn more about protecting you and your business from claims due to water damage. Did you know that if your stock is damaged due to a roof […]

Sexual Abuse and Molestation Coverage

No matter your political views, world views, or favorite ice cream flavor, problematic sexual behaviour is being ‘outed’ by those courageous enough to share. Although all business owners have a responsibility to hire responsibly, many simply have no way of telling if certain behaviors will be exhibited by current and future employees. In the event […]

Crime Insurance

We don’t like to think about it but without this type of coverage for 1st party theft, any loss you sustain due to the criminal activity of your employees would most likely be denied.

Product Recall Coverage

Does your cannabis operation manufacture vapes or vape pens, syringes, or some other type of THC delivery device? Having recall coverage in place would pay to help notify the affected parties and coordinate the return of the affected devices. This coverage usually only extends to 3rd party types of claims. Whereas a 1st party type […]

Coverage for Medicine

Consists of 1st party property coverage for flower and other similar types of inventory related to your medical marijuanaoperation.

Stock Coverage

When you are in the marijuana cultivation business, liability only coverage is not an option. CRB’s need 1st party property coverage sometimes referred to as Stock Coverage or medicine coverage. This coverage will help indemnify your CRB in the event of your stock getting damaged or stolen. Many policies will exclude a significant amount of […]

Business Loss or Business Overhead Expense

Having access to your store, your warehouse, and ultimately your land is critical for the survival of your business. Let’s face it, if you couldn’t open your store this morning due to a small fire in the grow room, your business could be in serious jeopardy if the doors remained closed for too long. If […]

Professional Liability or Malpractice Based Coverage

Most certainly if you are in the business of prescribing medical marijuana to patients you would have medical malpractice based errors and omissions coverage (otherwise known as Professional Liability Insurance). However, for those that are on the retail side or growing side, this type of coverage could be a good idea as it could include […]

Product Liability

Occasionally this coverage can be included under the same coverage section as the gl. It’s important you double check your current cannabis policy to see if the product liability coverage is included. Production Liability Insurance is super important for companies that make, sell, or distribute products, especially those in cannabis related businesses. If a consumer […]

General Liability

Although typical businesses may need $1,000,000 per occurrence and a $2,000,000 general liability aggregate, your growing operation or dispensary probably needs significantly higher limits of coverage; $5,000,000 and even $10,000,000 or regular and customary limits of insurance as it relates to dispensary and cultivator insurance programs.