OREGON • LIQUOR LIABILITY • DRAM SHOP • HOST LIQUOR
OREGON LIQUOR LIABILITY INSURANCE
Protect your Oregon business or event when alcohol is served, sold, or provided. Kelly Insurance Group offers DRAM SHOP, HOST LIQUOR, and MONOLINE LIQUOR LIABILITY coverage compliant with OLCC standards for bars, restaurants, caterers, liquor stores, mobile bartenders, and special events.
WHO NEEDS LIQUOR LIABILITY IN OREGON
BARS & NIGHTLIFE
- Sports bars, cocktail lounges, wine bars
- Nightclubs, karaoke bars, cigar & hookah lounges
- Breweries, brewpubs, distilleries & tasting rooms
RESTAURANTS & CATERERS
- Full-service restaurants & gastropubs
- Bistros, dinner theaters, supper clubs
- Caterers & private chefs serving alcohol
EVENTS & PRIVATE HOSTS
- Weddings, festivals, corporate parties
- Nonprofit fundraisers, concerts, and fairs
- Mobile bartenders & pop-up bars
OREGON OLCC REQUIREMENTS
KEY REGULATIONS
- Minimum of $300,000 liquor liability required for many OLCC licenses
- Mandatory Alcohol Server Education for permit holders
- Liability applies when serving a visibly intoxicated person or minor
- Special event permits often need proof of insurance
EXAMPLES OF LIABILITY CLAIMS
- Overserving a visibly intoxicated guest who later causes an accident
- Serving alcohol to a minor at a fundraiser or wedding
- Injury at an event where alcohol was served without proper coverage
COVERAGE OPTIONS
DRAM SHOP (LIQUOR LEGAL LIABILITY)
- Protects businesses that sell or serve alcohol for a charge
- Typical limits: $1M / $2M, higher via umbrella
- Optional endorsements: Assault & Battery, Defense Outside Limits, Waiver of Subrogation
HOST LIQUOR (NON-SELLING)
- Ideal for weddings, private parties, company events
- Available as a 1-day or multi-day policy
- Includes Additional Insureds for venues and vendors
GET OREGON LIQUOR LIABILITY INSURANCE TODAY
Protect your bar, restaurant, or event with OLCC-approved coverage and fast certificates.