OCIP INSURANCE

Owner Controlled Insurance Program

Centralize risk, control insurance costs, and eliminate coverage gaps across large construction projects with a properly structured OCIP or Wrap-Up Insurance Program.

Kelly Insurance Group designs and administers OCIP and CCIP insurance programs for hospitals, commercial developments, municipalities, and complex multi-year construction projects—covering owners, general contractors, and enrolled subcontractors under one coordinated policy.

BUILDERS RISK INSURANCE

MORE INFORMATION :

BUILDING PROGRAM INSURANCE

Expert OCIP Insurance Solutions for Construction Projects

At Kelly Insurance Group, we specialize in Owner Controlled Insurance Programs (OCIP) and Contractor Controlled Insurance Programs (CCIP). Discover how our OCIP and CCIP insurance can protect your projects with comprehensive coverage, cost savings, and seamless administration.

What is OCIP Insurance?

Owner Controlled Insurance Program (OCIP) is a wrap-up insurance policy that provides centralized coverage for construction projects. Learn about OCIP meaning, OCIP insurance cost, and how it differs from CCIP insurance programs.

Get a Quote

OCIP Benefits & Coverage

Explore OCIP coverage, OCIP workers compensation, and OCIP insurance requirements. Our OCIP policies offer cost-effective solutions for hard-to-place risks in construction, including OCIP wrap insurance and OCIP project management.

Learn More

OCIP Administration & Claims

From OCIP administrator roles to OCIP claims handling, we manage everything. Dive into OCIP payroll reporting, OCIP application processes, and OCIP subcontractor requirements for seamless project execution.

Call/Text Us

Why Choose Kelly Insurance Group for Your OCIP & CCIP Needs?

  • Specialists in OCIP construction and CCIP projects
  • Expert handling of OCIP cost, OCIP form, and OCIP program setup
  • Comprehensive OCIP insurance construction coverage, including wrap OCIP and owner controlled insurance
  • Solutions for unique business operations – we find insurance when others can't
  • OCIP workers comp, OCIP reporting, and OCIP sales tailored to your project

Keywords: OCIP payroll reporting, OCIP insurance cost, OCIP administrator, OCIP and CCIP insurance, OCIP claims, OCIP in construction, OCIP insurance construction, OCIP coverage, OCIP policies, OCIP program, OCIP project, OCIP requirements, OCIP workers comp, OCIP wrap insurance, wrap up OCIP, owner controlled insurance program OCIP, controlled insurance program, contractor controlled insurance program CCIP.

HOW OCIPS REVEAL TRUE CONTRACTOR BIDS

Contractors often inflate bids to account for uncertain insurance costs. By centralizing coverage through an OCIP, owners see the real cost of labor, materials, and expertise, creating fairer, more competitive bids.

Traditional Bids Inflate Costs

Contractors include insurance premiums and risk markups, making it difficult for owners to see the real cost of labor and materials.

With an OCIP, owners gain transparency, fairness, and real competitive bidding power. Insurance centralization doesn’t just protect your project—it empowers smarter decisions and reduces hidden costs.

OCIP & CCIP Insurance Glossary

Quick lookup for key terms in Owner Controlled Insurance Programs (OCIP) and Contractor Controlled Insurance Programs (CCIP). At Kelly Insurance Group, we excel in hard-to-place risks, finding OCIP and CCIP solutions when others can't.

An OCIP is a comprehensive insurance policy sponsored by the project owner, covering general liability, workers' compensation, and excess liability for all contractors and subcontractors on a construction project. It provides centralized coverage, cost savings, and streamlined claims for hard-to-place construction risks.

A CCIP is similar to an OCIP but sponsored by the general contractor. It bundles coverage for the project owner, contractors, and subcontractors, offering uniform protection, potential cost efficiencies, and simplified insurance management for unique construction operations.

Also known as Controlled Insurance Programs (CIP), wrap-up insurance consolidates multiple coverages like general liability, workers' comp, and excess liability into one policy for large construction projects, ensuring continuity and cost-effectiveness.

OCIP coverage typically includes general liability, workers' compensation, excess/umbrella liability, and builders risk, protecting against liabilities from construction projects under a single owner-sponsored policy.

The cost of an OCIP can lead to savings of 1% to 4% of project costs through bulk purchasing and centralized administration, making it ideal for large-scale construction with unique risks.

The OCIP administrator manages the program, handling enrollment, payroll reporting, claims processing, and compliance to ensure smooth operation for all parties in the construction project.

OCIP claims involve centralized handling of incidents like injuries or property damage, streamlining the process under the owner's policy for faster resolution and better control.
Kelly Insurance Group logo – independent insurance agency in Pittsburgh, PA providing business, personal, and specialty coverage

Instant OCIP & CCIP Term Lookup

At Kelly Insurance Group, we're experts in hard-to-place construction risks. Enter any OCIP-related keyword (e.g., "payroll reporting", "claims", "cost", "wrap up") for an instant definition and insights.

Did You Know?

OCIP can save up to 4% on construction project costs while covering hard-to-place risks like unique subcontractor operations.

OCIP FAQ INDEX

Explore the most common questions about OCIP & CCIP insurance programs. Click a question to reveal a bite-sized answer and get smarter about managing construction insurance.

Questions

  • What is an OCIP?
  • How does an OCIP affect contractor bids?
  • Who administers the OCIP?
  • What types of coverage are included?
  • How are payrolls reported?
  • What is the difference between OCIP and CCIP?
  • Can subcontractors purchase separate insurance?
  • How are claims handled?
  • What are common pitfalls?
  • How is OCIP cost calculated?

Select a question

Click a question on the left to see a short, digestible answer.

SOME OF OUR OTHER RESOURCES

PROFESSIONAL LIABILITY

CYBER & DATA BREACH

MANAGEMENT LIABILITY

RIGGER'S LIABILITY

GOVERNMENT CONTRACTS

EXCESS & UMBRELLA

TRUCKING INSURANCE

WORKERS COMPENSATION

OTHER BUILDING PROGRAMS

POLLUTION LIABILITY

SUPER MENU

GET IN
TOUCH