Although a difficult concept to consider, workplace violence related losses could be an exclusion on most of your insurance policies. In fact, it is more than likely that unless this coverage is specifically endorsed, there is no coverage. An example of this would be if a few patrons are injured due to an altercation at your establishment. If any of those patrons sued you due to the ‘fight’ that took place, you would need Workplace Violence coverage in order for such a claim to be paid. Usually Bars and Nightclubs would elect this coverage along with Documentary Filmmakers or Reality Show Producers.