Workers Compensation Insurance

You are required by law to carry workers compensation insurance for your production if you have employees. One of the biggest issues we find as an agency is when production companies hire subcontractors for help but they do so without outlining or being explicitly clear about the relationship to the subcontractor. The issue presents itself when/if the subcontractor injures themselves and they come to the business owner expecting their medical bills and loss of income
will be paid.

Make sure that your subcontractor knows that they will be 1099’d at the end of the year
and also make sure they know they are not an employee. A best practice is to have your subcontractors invoice you for their work done while also providing you with a certificate of insurance.