SAG AFTRA and other union guilds require that your provide Travel Accident insurance if you are utilizing their personnel. The guild policy provides coverage for travel to and from the production site. For Guild members, it also covers hazardous activities that are performed in association with the production and that are part of the Collective Bargaining Agreement. Some hazardous activities include: pyrotechnics and exposure to explosions, high jumps and falls, acrobatic and stunt flying and many more. These activities need to be reported prior to coverage.