Employment Practices Liability Insurance

This type of liability insurance is utilized and activated during the employment process as well as the hiring/firing process. EPLI Coverage can also apply to circumstances when other employees discriminate against fellow employees. Usually the types of Employment Practices Claims seen are workplace conduct claims, discrimination claims, wrongful hiring and firing claims, failing to promote, and the inappropriate and unwanted sexual advances of a manager or employee, just to name a few (you would also want to make sure you add Sexual Abuse and Molestation coverage into your insurance program to ensure the best chance for a positive result). Although you can purchase this coverage as stand-alone we usually see EPLI covered under Directors and Officers Insurance and even under Business Owners Insurance Plans.