Admittedly, there are so many important coverages to consider, this is no exception. Fortunately for most businesses the loss of income types of coverage would be included under your commercial property set of coverages (that is, if you are a small business owner). If you are a business that pushes north of $1,000,000 in annual revenue you need to have a conversation with your insurance broker about this coverage set especially because it may not be included. If you are a dispensary or a cannabis related business this coverage is extremely necessary.