Event Based Insurance

For Trade Shows and Exhibitions or even music festivals and concerts. Review the other pages on our site for a more deep dive into our Event and Concert type of coverages.

Physical Damage for Hired Cars

(Rented Vehicle Physical Damage Coverage) – The coverage will pay to fix the vehicle you are legally required to fix. Keep in mind this coverage only applies to the vehicles you ‘hire’. An example of a ‘hired’ car would be when you rent a vehicle from Enterprise through your business. You may think that your […]

Kidnap and Ransom

(seen on Directors and Officers Insurance) – This type of coverage is getting more and more difficult to purchase as D and O is getting ludicrously expensive for marjiuana type businesses. K&R based coverage utilizes the expertise of crisis managers and hostage type negotiators. Some of the coverage available include workplace violence and active shooter […]

Workers Compensation and Employers Liability

Did you know that Workers Compensation will pay for your injured employee’s medical bills if they were hurt while working under your employ? You probably knew that but did you know that the insurance company’s limit of insurance as it relates to your employee’s medical bills is unlimited? Did you know that? In other words, […]

Cannabis Cultivator Insurance

Do you currently own acreage and are thinking about converting some of your crops from a traditional source of revenue to a marijuana related crop? Perhaps you are already well seasoned in the canna business and already have an operation under roof. Whatever the situation is, we can help. We look forward to hearing from […]

Cyber Security Insurance

Every business owner needs to consider adding data breach and cyber attack coverage into their portfolio. Let us share a personal experience as an example: Our agency can provide both personal insurance and business insurance in most states-we are about 60% commercial lines and 40% personal lines in terms of premium dollars. In 2021, we […]

Extra Expense and Loss of Income Coverage

Admittedly, there are so many important coverages to consider, this is no exception. Fortunately for most businesses the loss of income types of coverage would be included under your commercial property set of coverages (that is, if you are a small business owner). If you are a business that pushes north of $1,000,000 in annual […]