RIGGING INSURANCE
including RIGGER'S LIABILITY
At Kelly Insurance Group, we specialize in rigging insurance and rigger’s liability coverage—because lifting, moving, and setting heavy equipment or materials comes with unique risks that a standard policy won’t cover. Whether you’re hoisting HVAC units, structural steel, or even hot tubs, you need protection in case something slips, swings, or is damaged while under your control. That’s exactly what rigger’s liability insurance is designed for.
We know the industries where rigging exposures exist—construction firms, equipment rental companies, crane operators, steel erectors, tree service professionals, and sign installers—and we build coverage that goes beyond generic liability. Our solutions often include on hook coverage (also called on hook liability insurance), protecting the property you’re lifting, not just your operations.
With Kelly Insurance, you don’t just get a policy—you get the confidence that your rigging work is backed by specialized coverage. Have questions like What does riggers liability insurance cover? or How much does on hook insurance cost for tow trucks or crane operators? We’re here to give you clear answers and the right protection.
TYPES of BUSINESS THAT MAY NEED RIGGING INSURANCE
Crane insurance coverage can vary depending on the specific needs of your business. Some common types of coverage include crane liability insurance, crane operator insurance, and crane rental insurance. The cost of crane insurance will depend on factors such as the size of your crane and the amount of coverage you require. Our team at Kelly Insurance Group can help you find affordable crane insurance options that fit your budget.
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What is riggers liability insurance?
Riggers liability insurance—sometimes called rigging liability or rigger’s coverage—protects contractors
when they lift or move a customer’s property with cranes, hoists, or rigging gear. It covers the property
while in your care, custody, or control (CCC) if it is damaged during the lift.
What does riggers liability coverage include?
Riggers liability coverage typically includes protection against dropped loads, shifting equipment, or
damage caused while hoisting and moving property. This coverage is usually added by endorsement to a
general liability policy or written into an inland marine program.
How is riggers liability different from general liability?
General liability excludes damage to property you are working on. A riggers liability endorsement
fills this gap, protecting your business if customer property is damaged while being lifted, transported,
or set into place. Without it, those losses are typically not covered.
Who needs rigger’s liability insurance?
Any business involved in lifting or moving heavy property should carry riggers liability. This includes
crane operators, steel erectors, machinery movers, millwrights, and specialty contractors performing rigging work.
Most general contractors and municipalities require proof of this coverage before awarding contracts.
How much does riggers liability insurance cost?
Premiums depend on your annual revenue, type of jobs, lifting capacity, and claims history.
Smaller contractors may pay a few thousand dollars annually, while larger rigging companies
with heavy lifts or multiple crews may see higher premiums. Kelly Insurance Group can provide
tailored quotes for your operation.
What is the rig
WHAT INSURANCE COMPANIES ARE BEST FOR RIGGING
When it comes to Rigging Insurance, not all Insurance Companies are Best
Believe it or not most small business insurance providers are not able to provide rigging insurance, crane insurance, or stage crafter type of liability insurance. Although we write business with many of these insurance companies; such as Travelers, Hartford and Liberty Mutual, they are typically not an option when it comes to businesses within this category of operation.
At Kelly Insurance Group, we are the go-to experts in crane and boom truck insurance, offering tailored coverage for equipment from leading manufacturers like Terex, Altec, National Crane, Tadano, Palfinger, and Stellar Industries. Whether you’re operating an F-550, Freightliner M2, Peterbilt 348, or Kenworth T880 with a telescopic, articulating, or knuckle boom, we’ve got policies built for your business. We insure everything from truck-mounted cranes, bucket trucks, and sign cranes to carry deck, crawler, and rough terrain cranes. Our team understands the value of your Versalift, IMT, or Dur-A-Lift units, as well as the importance of working with trusted body builders like Dakota Bodies, Reading Truck Group, and Knapheide. Whether you’re in tree service, oilfield operations, or custom equipment fabrication, Kelly Insurance Group delivers the protection you need with deep industry knowledge, competitive rates, and fast, reliable service.
Our agency has many resources to help find you the best insurance for your business. Not only can dollar agency provide the best companies available, but we also typically find the best price for your rigging insurance. Remember, it is best to always do your best and try to understand what your insurance quotes or policies truly include. A good and attentive agent will help you go through your policy, line by line if needed. Call us today at (412)325-1650 if you need any help.