Certificates of Insurance

If you’re looking for a COI sample PDF or information on COI liability insurance, our website has a wealth of resources available to you. We also invite you to contact us directly to learn more about our insurance services and how we can help you find the coverage you need.
Our website features a comprehensive list of COI forms that can be downloaded and completed to meet your insurance needs. We offer a sample certificate of property insurance and a commercial general liability certificate of insurance, as well as other important forms such as the ACORD evidence of property insurance PDF and the ACORD 25 form template.

CERTIFICATE of INSURANCE FAQ's

Additional Wording Examples on Certificates of Insurance

If a blanket Additional Insured is being used on a policy, does the Additional Insured information or certificate need to be sent to the insurance company?

If a blanket Additional Insured is on the policy, the Additional Insured information or certificate only needs to be sent to the insurance carrier if the Additional Insured requires Notice of Cancellation or if the Agent would like the insurer to issue the renewal certificate. If they do not require Notice of Cancellation and the Agent prefers to issue their own renewal certificates, the Additional Insured information does not need to be sent to the insurance company.  

*This information is generally true.  Some insurance carriers may have different ways of handling the additional insured by blanket record keeping. 

What really is the difference between a Specific waiver and Blanket waiver?
Although, they both use the same form (WC000313), there is a difference in scope and premium. Specific waiver wording on the Declaration page describes “one contractor, one job”, whereas Blanket language is considered as “any contractor, any job”. Larger blanket premium reflects exposure.

 

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