Camper Insurance
Roam with confidence: your adventures covered with tailored and comprehensive camper insurance.
Coverages
Physical Damage
This aspect covers the camper or RV itself in case of damage due to accidents, collisions, fire, theft, vandalism, or natural disasters.
Liability
Liability insurance covers bodily injury and property damage to others if you are at fault in an accident. It helps protect you from potential legal and financial consequences.
Personal Belongings
Camping insurance often covers personal belongings inside the camper, such as clothing, electronics, appliances, and other valuables, in case of theft, damage, or loss.
Medical Expenses
This coverage provides reimbursement for medical expenses if you or your passengers are injured in an accident while using the camper.
Roadside Assistance
Many policies include roadside assistance, offering services like towing, fuel delivery, tire changes, and more, to help in case of breakdowns.
Campsite Interruption
Reimburses you for pre-paid expenses if you need to cancel or interrupt your trip due to a covered event, like an accident or illness.
Emergency Expense
Covers additional living expenses if your camper becomes uninhabitable due to a covered event, such as an accident or severe weather.
Full-Time RV Coverage
For those who use their RV as a primary residence, full-time RV coverage is available to provide comprehensive protection.
Why Trust Kelly?
At Kelly Insurance, we take pride in our long-standing legacy of serving clients and building enduring relationships based on trust and reliability. Our personalized approach ensures a deep understanding of your unique insurance needs, allowing us to provide tailored solutions that offer comprehensive coverage and ultimate peace of mind.
As an independent agency, we have forged strong partnerships with top-rated insurance carriers, ensuring competitive premiums, financial stability, and prompt claims settlement. Our experienced team of insurance professionals stays up-to-date with industry trends and regulations, offering knowledgeable advice and guidance throughout the insurance process.
We are committed to delivering outstanding service, going above and beyond to exceed your expectations. When you choose Kelly Insurance, you choose a trusted partner dedicated to protecting what matters most to you. Experience the difference of working with a reliable insurance provider. Contact us today to discover the exceptional protection and service that sets us apart.
Frequently Asked Questions
Camping insurance typically covers various types of campers, including motorhomes, travel trailers, pop-up campers, camper vans, and more. It’s essential to check with your insurance provider to ensure your specific type of camper is eligible for coverage.
Yes, some insurance providers offer the flexibility to customize your camping insurance policy based on your specific needs and preferences. You can choose additional coverage options or adjust coverage limits to tailor the policy to your camping lifestyle.
In case of an accident or covered event, contact your insurance provider as soon as possible to initiate the claims process. They will guide you through the necessary steps, which typically involve providing details of the incident and supporting documentation.
Some insurers may have age or driving experience requirements for camper insurance policies. While policies may be available to younger or less experienced drivers, premiums and coverage options could vary based on these factors.
Camping insurance often includes towing coverage, but the extent of coverage may vary. It’s essential to check the policy details to understand when towing expenses are covered and any limitations that may apply.
RV insurance is specifically designed for recreational vehicles used for camping and travel, providing coverage for unique features like personal belongings and vacation liability. Auto insurance covers standard passenger vehicles primarily used for regular transportation and commuting, focusing on liability coverage for accidents and physical damage to the vehicle. RV insurance can be more expensive due to the additional coverage needs.
Yes, many insurance providers offer coverage for vintage or classic campers. These policies may take into account the unique value and features of older campers.
Some policies allow temporary addition of drivers. However, it’s essential to notify your insurer and ensure that any added drivers meet the necessary requirements to be covered by the policy.
Camping insurance typically covers personal belongings inside the camper. Belongings outside the camper may be covered under certain conditions, such as at a campsite, but it’s essential to review the policy for specific details.
If you plan to store your camper for an extended period, inform your insurance provider. They may offer options for reduced coverage during storage to lower your premiums while still protecting against potential risks.
Any More Questions?
We’re always here to help and provide the information you need. Don’t hesitate to reach out to us with any questions or inquiries. You can contact us directly at (412) 325-1650 or via email at jonathan@kelins.com. Alternatively, you can conveniently use the contact form on the right side of this page to send us a message. Rest assured, our team is readily available to offer our full support and we eagerly await your communication.