DICE INSURANCE
FOR FILM PRODUCTIONS
One annual policy. Multiple projects. Four production categories. Annual production insurance built for working producers, production companies, and content creators running multiple projects per year — instead of placing a fresh policy for every shoot.
ONE POLICY. YEAR-ROUND. MULTIPLE PROJECTS.
DICE is a different way to think about production insurance — annual coverage that follows the producer across multiple shoots in a year, instead of placing a new policy every time a project comes up.
For producers who shoot more than two or three projects in a year, DICE often makes more financial and operational sense than per-project policies. Each project no longer triggers a new underwriting cycle, a new minimum premium, and a new short-term policy — the year's projects all sit under a single annual program with consistent coverage and a single carrier relationship.
The "DICE" name comes from the four production categories the policy is designed to cover: Documentary, Industrial, Commercial, and Educational productions. That covers a lot of working ground — documentary producers, branded content shops, corporate video producers, training video shops, music video and short-form producers, and creators producing across multiple categories under the same banner.
Where DICE typically doesn't fit: large-budget feature films and theatrical-distribution-bound projects, which are typically placed as project-specific feature policies. The right structure depends on what's on the slate.
THE D-I-C-E COVERAGE QUADRANT
Each letter of DICE is a category of production typically covered under the annual policy. Below, what each category actually means in practice.
DOCUMENTARY
Documentary productions including feature-length, episodic, short-form, investigative, biographical, and historical documentary work. Typically covered with E&O coordination available.
INDUSTRIAL
Internal corporate video, training content, manufacturer demos, B2B marketing video, and industrial productions intended for non-broadcast or limited-distribution use.
COMMERCIAL
Brand-funded commercial production — TV spots, online advertising, branded content, social-media commercials, and sponsored video work. The mainstay category for many production shops.
EDUCATIONAL
Educational and instructional content — online courses, school-distribution video, museum content, training programs, and content produced for educational institutions or platforms.
WHAT A PRODUCER'S SLATE LOOKS LIKE
Here's what a typical working production company slate might look like across a single year. All of these projects can sit under a single DICE policy instead of generating six separate underwriting cycles.
CORPORATE TRAINING SERIES
BRAND TV SPOT
DOC FEATURE SHOOT
ONLINE COURSE SHOOT
SOCIAL VIDEO CAMPAIGN
DOC FOLLOW-UP SHOOT
DICE ANNUAL VS. PER-PROJECT POLICIES
DICE isn't always the right answer. Here's the side-by-side that helps producers figure out which structure fits their slate and budget.
DICE ANNUAL POLICY
- Multiple projects spanning Documentary, Industrial, Commercial, or Educational
- Working production companies with year-round slate
- Producers who repeatedly hit short-term policy minimums
- Branded content shops with rolling client work
- Single carrier relationship and renewal cycle
- Fewer underwriting submissions across the year
- Consistent coverage structure project-to-project
PER-PROJECT POLICIES
- Single feature production with theatrical distribution path
- One-off shoots that don't recur during the year
- Very low-volume shooters (1-2 projects per year)
- Projects with specialty risks needing project-specific underwriting
- Productions with completion-bond coordination requirements
- Clear project-end dates with no follow-on slate
- See short film coverage for short-form per-project
FOUR PRODUCER TYPES WHO BENEFIT FROM DICE
DICE coverage tends to fit a specific producer profile. Here are four types where the math typically works.
DOCUMENTARY PRODUCER
Multiple ongoing doc projects across the year, often combined with branded work to fund the slate.
- Multi-project documentary slate
- Foreign and domestic location shoots
- Branded doc content alongside indie work
- Coordinated with film E&O for distribution
COMMERCIAL PRODUCTION SHOP
Brand client work, agency engagements, and ongoing commercial production as a recurring business.
- Rolling brand and agency client work
- Multiple projects per quarter
- Same crew and gear across most shoots
- Year-round operating cadence
CORPORATE / INDUSTRIAL VIDEO HOUSE
Training content, internal corporate video, and B2B marketing video as the main category of work.
- Recurring corporate clients
- Training, internal comms, B2B
- Industrial location shoots
- Multi-day projects across the year
WHAT A DICE-COVERED PORTFOLIO LOOKS LIKE
Project types that typically fit under a single DICE annual policy — across the four production categories.
ANNUAL COVERAGE BUILT FOR YEAR-ROUND OPERATING CADENCE
For production shops that operate as a year-round business — not as a one-off project — DICE turns insurance from a per-shoot scramble into a single managed program. Coordinate with equipment coverage, workers comp, and E&O as needed for distribution-bound projects.
QUESTIONS WORKING PRODUCERS ASK
WHAT IS DICE INSURANCE?
HOW MANY PROJECTS DO I NEED TO MAKE DICE WORTH IT?
DOES DICE COVER FEATURE FILMS?
HOW MUCH DOES DICE COST?
WHAT'S COVERED UNDER A DICE POLICY?
CAN DICE COVER PROJECTS WITH STUNTS OR DRONES?
HOW DOES THE POLICY HANDLE NEW PROJECTS DURING THE YEAR?
IS DICE THE SAME AS DICE PRODUCER INSURANCE?
SIX PROJECTS A YEAR. ONE POLICY.
For working production companies and content shops, DICE turns insurance from a project-by-project scramble into a single annual program. Submit the intake form with your projected slate and we'll model both annual and per-project options.
THE COMPLETE FEATURE FILM INSURANCE LIBRARY
FEATURE FILM INSURANCE
The complete overview of feature film coverage — every spoke, every policy type, every budget tier.