INSURANCE FOR BOAT, YACHT, AND HULL REPAIR OPERATIONS
This page is for repair-yard intent. It should not try to be the broad marina page. Boat, yacht, and hull repair facilities can involve high-value customer vessels, engine replacement, fiberglass work, hull repair, painting, grinding, welding, hot work, storage during repair, subcontracted trades, customer property in care-custody-control, and vessel movement inside the yard.
The insurance issues can include general liability, marina operators legal liability insurance, care-custody-control exposure, property insurance, equipment coverage, pollution concerns, workers compensation, commercial auto, and excess liability.
HULL AND FIBERGLASS WORK
- Fiberglass repair
- Gelcoat repair
- Hull patching and reinforcement
- Structural hull repair
- Deck and stringer work
- Water intrusion and delamination repair
ENGINE, MECHANICAL, AND SYSTEM WORK
- Engine diagnosis and repair
- Engine removal and replacement
- Fuel system work
- Electrical system work
- Hydraulic system service
- Testing after repairs
PAINTING AND SURFACE PREP
- Pressure washing
- Sanders and grinders
- Paint sprayers
- Bottom paint and antifouling application
- Masking, prep, and finish systems
HOT WORK AND FIRE EXPOSURE
- Welding equipment
- Cutting tools
- Torch systems
- Grinding and fabrication
- Hot work near fuel or mechanical systems
STORAGE AND YARD OPERATIONS
- Outdoor yard storage during repair
- Indoor service bay storage
- Seasonal overflow storage
- Blocked and supported vessels awaiting work
- Movement between work areas and storage areas
CUSTOMER VESSEL LIABILITY
This page should speak directly to customer vessel exposure. If the yard stores the boat, moves it, keeps the keys, lifts it, disassembles it, or tests repaired systems, it is taking responsibility for customer property that may be worth a great deal of money.