COMMERCIAL & PERSONAL TRAVEL INSURANCE

TRAVEL INSURANCE

For business trips, family vacations, group travel, cruises, international travel, and emergency medical coverage — Kelly Insurance Group helps you review travel insurance options for both personal and commercial travel needs.

WHO THIS PAGE IS FOR

Individuals, families, executives, employers, nonprofit teams, business owners, performers, contractors, production crews, athletic groups, mission groups, student groups, and organizations with travel exposure.

  • Personal travel insurance for vacations, cruises and international trips
  • Business travel insurance for executives, employees and work trips
  • Group travel insurance for organizations, schools, teams and nonprofits
  • Travel medical, trip cancellation, interruption and emergency assistance review
Kelly Insurance Group Pittsburgh insurance agents working nationwide
INTERACTIVE TRAVEL COVERAGE FINDER

WHAT TYPE OF TRAVEL ARE YOU PLANNING?

Select the option that best describes the trip. Travel insurance needs can change depending on who is traveling, why they are traveling, where they are going, and what costs or responsibilities are involved.

PERSONAL TRAVEL INSURANCE

Personal travel insurance may help address trip cancellation, trip interruption, emergency medical expense, emergency evacuation, travel delays, baggage loss, baggage delay and assistance services for vacations, honeymoons, cruises and family trips.

CORE TRAVEL COVERAGE

WHAT TRAVEL INSURANCE MAY HELP ADDRESS

Travel insurance is not one single coverage. A policy may include several different benefits depending on the plan selected, the traveler, the destination, the cost of the trip, the reason for travel, and the timing of purchase.

TRIP CANCELLATION

May help reimburse eligible prepaid, non-refundable trip costs when a covered reason causes the traveler to cancel before departure.

TRIP INTERRUPTION

May help when a covered event disrupts a trip after it begins and causes additional transportation costs or unused prepaid expenses.

TRAVEL MEDICAL

May help address eligible medical expenses when illness or injury occurs while traveling, especially on international trips where domestic health plans may be limited.

EMERGENCY EVACUATION

May help with covered emergency medical transportation, evacuation coordination, or repatriation depending on the policy terms.

BAGGAGE & PERSONAL EFFECTS

May help with covered baggage loss, theft, damage or baggage delay when luggage does not arrive as expected.

TRAVEL DELAY

May help with eligible additional expenses when a covered travel delay causes meals, lodging or transportation costs.

COMMERCIAL TRAVEL

BUSINESS TRAVEL INSURANCE FOR EMPLOYEES, EXECUTIVES AND ORGANIZATIONS

Commercial travel insurance may be important when employees, executives, contractors, consultants, nonprofit leaders, board members, sales teams, technical crews or production teams travel for work. Business travel can create different concerns than a family vacation because the trip may involve employer responsibilities, client meetings, equipment, contracts, international work, group movement or duty-of-care expectations.

EMPLOYEE BUSINESS TRAVEL

Review options for employees traveling to meetings, conferences, training, trade shows, project sites, customer locations or out-of-state assignments.

EXECUTIVE TRAVEL

Executives and key employees may need additional review for travel medical, evacuation, security assistance, international travel and business interruption concerns.

NONPROFIT & BOARD TRAVEL

Nonprofits may need travel coverage for board members, volunteers, mission trips, fundraising travel, program travel and group travel arrangements.

PRODUCTION & EVENT CREWS

Entertainment, film, A/V, staging, rigging and event crews may travel with equipment, tight schedules, certificates, contracts and production deadlines.

INTERNATIONAL WORK TRIPS

International business travel may involve medical access, evacuation, political disruption, travel delay, passport issues, security concerns and foreign travel assistance.

GROUP BUSINESS TRIPS

Trade associations, employers, schools, churches, teams and organizations may need coverage for groups traveling together or on sponsored trips.

PERSONAL TRAVEL

PERSONAL TRAVEL INSURANCE FOR VACATIONS, CRUISES AND FAMILY TRIPS

Personal travel insurance may be useful when travelers have prepaid trip costs, international destinations, cruise reservations, tours, family travel, medical concerns, connecting flights, expensive lodging, adventure activities or uncertainty around timing.

FAMILY VACATIONS

Coverage may help protect prepaid, non-refundable travel expenses and provide assistance if the trip is interrupted by covered events.

CRUISES

Cruise travel can involve strict cancellation rules, port changes, missed connections, medical access concerns and baggage issues.

INTERNATIONAL TRIPS

International travel may require extra attention to travel medical, evacuation, passport problems, assistance services and destination-specific concerns.

EXPENSIVE TRIPS

Trips with significant prepaid lodging, tours, flights, excursions or deposits may justify a closer travel insurance review.

STUDENT TRAVEL

Students traveling domestically or internationally may need medical, evacuation, baggage, group travel or school-sponsored trip coverage review.

DESTINATION WEDDINGS

Travel insurance may be considered when guests, families or couples have prepaid travel arrangements tied to a wedding or major event.

OLDER TRAVELERS

Travel medical, emergency evacuation and pre-existing condition wording should be reviewed carefully before relying on a policy.

FREQUENT TRAVELERS

Customers who travel repeatedly may want to compare single-trip options with annual or multi-trip travel insurance options if available.

IMPORTANT DETAILS

TRAVEL INSURANCE QUESTIONS TO REVIEW BEFORE BUYING

TRIP COSTWhat prepaid, non-refundable expenses would be lost if the trip is canceled or interrupted?
TRIP DATESWhen are travelers leaving, returning and making final payments?
DESTINATIONDomestic, international, cruise, remote destination, business location or multiple countries?
TRAVELERSIndividual, family, employee group, nonprofit group, student group, executives or contractors?
MEDICAL NEEDSDoes the trip require travel medical, emergency evacuation, repatriation or pre-existing condition review?
BUSINESS PURPOSEIs the trip for work, client meetings, production, conferences, trade shows, field work or nonprofit activity?
BAGGAGEAre travelers carrying luggage, business property, gear, documents, samples, equipment or valuables?
POLICY WORDINGCovered reasons, exclusions, time-sensitive benefits and benefit limits should be reviewed before relying on coverage.
RELATED KIG PAGES

RELATED INSURANCE RESOURCES

PERSONAL INSURANCE

Travel insurance may connect with personal insurance needs for families, homeowners, high-value households and private clients.

COMMERCIAL INSURANCE

Business travel may connect with commercial liability, workers compensation, cyber, management liability and employer risk management.

EVENT & GROUP TRAVEL

Event travel, production travel and group trips may need review alongside special event, entertainment, nonprofit or sports and recreation coverage.

AVIATION & TRAVEL-RELATED RISK

Commercial travel, aviation services, airport operations and travel-adjacent business activities may involve separate insurance considerations.

CYBER & IDENTITY EXPOSURE

Travelers may face device, identity theft, social engineering, business email and personal cyber concerns while away from home or office.

ABOUT KELLY INSURANCE GROUP

Learn more about the team, agency history, carrier relationships and how to start a conversation with Kelly Insurance Group.

START HERE

SEND THE TRAVEL INSURANCE DETAILS.

Use this form to start a travel insurance conversation. Include the type of trip, destination, travel dates, number of travelers, total prepaid trip cost, business or personal purpose, and any travel medical or evacuation concerns.

Best submission: Include destination, dates, traveler count, trip cost, deposit date, final payment date and whether the trip is personal, business, group or international.
Important: Travel insurance benefits, eligibility and time-sensitive provisions can vary significantly by plan and timing.
TRAVEL INSURANCE REVIEW

THE BEST TIME TO REVIEW TRAVEL INSURANCE IS BEFORE THE TRIP IS LOCKED IN.

Travel insurance can become more complicated after deposits are paid, health issues arise, weather events are named, travel disruptions are known, or final payment deadlines pass. Send the details early so the policy options, timing and limitations can be reviewed before relying on coverage.

Disclaimer: The availability of coverage and eligibility for coverage can depend on numerous factors. We cannot guarantee that all customers, individuals, and businesses looking for coverage will be successful in these efforts when contacting our team. All policy coverages and terms need to be fully reviewed by the respective consumer to ensure the coverage asked for is what is specifically being quoted or provided by any insurance policy. Insurance Policies, Coverage Changes, and their terms and conditions are not bound or altered until written confirmation is provided by one of our licensed team members or underwriters. This page does not offer legal advice, legal opinions, or policy interpretations. Rather, this page is meant as a resource to help provide customers and insurance consumers with additional considerations that may help in their insurance buying or pursuit of insurance information. Kelly Insurance Group does not employ or direct attorneys.

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Disclaimer: Coverage availability and eligibility may depend on underwriting review, carrier guidelines, policy terms, state requirements, business operations, risk characteristics, and other information provided during the application or quoting process. Kelly Insurance Group cannot guarantee that every individual, customer, organization, or business seeking coverage will qualify for, receive, or successfully place insurance coverage. All policy coverages, exclusions, conditions, limits, endorsements, and terms should be carefully reviewed by the consumer, insured, or applicant to confirm that the coverage requested is the coverage being quoted, offered, or provided. Insurance coverage, policy changes, endorsements, cancellations, and other policy terms are not bound, changed, confirmed, or altered unless and until written confirmation is provided by a licensed Kelly Insurance Group team member, the applicable insurance carrier, or an authorized underwriter. This page is provided for general informational purposes only and does not provide legal advice, legal opinions, insurance coverage opinions, or policy interpretations.