GOLF COURSE EQUIPMENT BREAKDOWN INSURANCE

Golf Course Equipment Breakdown Insurance for Irrigation, Pumps, HVAC, Refrigeration & Mechanical Systems

Golf courses rely on equipment and mechanical systems to keep the course, clubhouse, kitchen, maintenance buildings, irrigation, and daily operations moving. Equipment breakdown insurance review may involve irrigation pumps, electrical systems, HVAC, refrigeration, kitchen equipment, boilers, mechanical systems, and other covered equipment subject to policy terms.

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Equipment system review: Equipment breakdown insurance is different from ordinary wear and tear or routine maintenance. The review may focus on covered mechanical, electrical, pressure, refrigeration, and equipment systems based on policy terms and underwriting eligibility.

Golf Course Property Insurance Irrigation System Insurance Inland Marine Insurance Golf Course Insurance Apply for Golf Course Insurance

Golf Course Equipment Is Often Spread Across the Property

A golf course may have clubhouse equipment, kitchen systems, refrigeration, maintenance building equipment, irrigation pumps, electrical systems, and course support systems. A detailed equipment and property schedule can help the review.

Irrigation pumpsElectrical systemsHVAC unitsKitchen equipmentRefrigerationMaintenance shopClubhouse systemsCourse support

COVERAGE REVIEW BOARD

Choose the Equipment System You Want to Review

Select a system to see what details may matter for an equipment breakdown review.

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Irrigation & Pumps

Irrigation systems, pump houses, control panels, and related mechanical systems can be critical to course operations. The review may ask for system details, age, maintenance, values, and whether the property schedule identifies these assets.

Irrigation System Insurance Golf Course Property Insurance Golf Course Pollution Liability

Related Coverage Areas to Review

Golf course and golf club insurance programs are often built from several coverage parts. Use these internal links to review the connected coverage areas.

01 Golf Course Property Buildings, contents, business personal property, course property, and scheduled property. 02 Irrigation System Insurance Irrigation pumps, control systems, pump houses, and course water systems. 03 Inland Marine Mobile equipment, scheduled tools, maintenance equipment, and property that may move between locations. 04 Equipment Breakdown Mechanical, electrical, pressure, refrigeration, and equipment systems subject to policy terms. 05 Workers Compensation Employees working with maintenance, kitchen, clubhouse, and course systems. 06 Pollution Liability Fuel, chemicals, runoff, and environmental exposures that may exist around maintenance facilities.

SUBMISSION CHECKLIST

Equipment Breakdown Submission Checklist

Use this list to gather property and system details before submitting the intake.

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Current property declarations page Property schedule or statement of values Irrigation system and pump details HVAC, refrigeration, boiler, and kitchen equipment details Maintenance building and shop equipment details Age and update information for major systems Five years of property and equipment loss runs Any prior equipment failure or claim details

When these items are ready, use the golf course and golf club intake instructions page. Go to Intake Instructions

Helpful Golf Insurance Resources

These pages can help narrow the review if your operation, coverage concern, or ownership structure needs a more specific path.

Golf Course Irrigation System Insurance Golf Course Property Insurance Golf Course Inland Marine Commercial Golf Cart Fleet Golf Course Insurance Country Club Insurance Golf Course FAQs Risk Management Guide

Application Path Golf Course / Golf Club Insurance Intake

Complete the intake instructions, upload supporting documents, provide loss information, and submit the questionnaire for review.

Start Intake Instructions

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Questions before you submit the intake? Contact the team, book a time, or learn more about Kelly Insurance Group.

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Disclaimer: Coverage availability and eligibility may depend on many factors, including underwriting review, carrier guidelines, policy terms, state requirements, business operations, risk characteristics, and other information provided during the application or quoting process. Kelly Insurance Group cannot guarantee that every individual, customer, organization, or business seeking coverage will qualify for, receive, or successfully place insurance coverage. All policy coverages, exclusions, conditions, limits, endorsements, and terms should be carefully reviewed by the consumer, insured, or applicant to confirm that the coverage requested is the coverage being quoted, offered, or provided. Insurance coverage, policy changes, endorsements, cancellations, and other policy terms are not bound, changed, confirmed, or altered unless and until written confirmation is provided by a licensed Kelly Insurance Group team member, the applicable insurance carrier, or an authorized underwriter. This page is provided for general informational purposes only and does not provide legal advice, legal opinions, insurance coverage opinions, or policy interpretations. Information on this page should not be relied upon as a substitute for reviewing the actual policy language or consulting appropriate professional advisors. Kelly Insurance Group does not employ, supervise, or direct attorneys.