PAR 3 GOLF COURSE INSURANCE

Insurance for Par 3 Golf Courses, Short Courses, Executive Courses, Clubhouses & Course Operations

Par 3 golf courses, short courses, and executive-style golf courses may have fewer acres than a traditional 18-hole course, but they can still include property, public access, guests, employees, lessons, leagues, food service, alcohol service, equipment, carts, and course maintenance exposures.

Start Intake Contact Us Book an Appointment

Short course review: This page is for Par 3 golf courses, short golf courses, executive golf courses, compact public courses, and golf operations with shorter holes. Driving ranges, mini-golf, simulator venues, and entertainment-based golf businesses should use the correct intake path instead of this golf course form.

Golf Course Insurance Public Golf Course Golf Ball Property Damage Golf Course General Liability Apply for Coverage

Par 3 Golf Course Insurance Should Still Be Built Around the Operation

The review may depend on whether the Par 3 course is public, private, seasonal, municipal, independently owned, part of a larger club, or connected to lessons, leagues, junior programs, food service, alcohol sales, or events.

Information That Helps Underwriting

Course layout, number of holes, and acreage
Clubhouse, pro shop, storage, and maintenance property
Guest access, leagues, outings, lessons, and junior programs
Employees, payroll, equipment, carts, and maintenance operations
Food service, beer sales, liquor service, and special events

INTERACTIVE REVIEW

Short Course Exposure Selector

Par 3 courses can look simple from the outside, but the review still depends on property, public access, staffing, carts, events, and food or alcohol service.

Start Intake

Public Play

A public-access Par 3 course may need general liability review for walkways, greens, bunkers, parking, clubhouse access, daily-fee golfers, spectators, and golf ball property damage concerns.

General Liability Golf Ball Property Damage Public Golf Course

Coverage Areas for Par 3 Golf Courses

A Par 3 course may need many of the same coverage areas as a standard golf course, scaled to the operation and underwriting details.

01General LiabilityPremises liability, customer injuries, guest areas, golf activity, public access, and course operations.02Property InsuranceClubhouses, buildings, contents, maintenance property, course property, signs, and scheduled assets.03Workers CompensationGrounds crews, pro shop employees, food service, management, maintenance, and operations payroll.04Liquor LiabilityAlcohol service for restaurants, outings, tournaments, member events, banquets, and private functions.05Equipment BreakdownIrrigation pumps, HVAC, refrigeration, electrical systems, mechanical equipment, and kitchen systems.06Inland MarineMobile equipment, tools, scheduled items, maintenance equipment, and movable course property.07Pollution LiabilityFuel storage, chemical storage, fertilizer, herbicide, pesticide, and environmental exposure review.08Umbrella & ExcessAdditional liability limits above scheduled underlying policies, subject to underwriting review.

DOCUMENT CHECKLIST

Par 3 Course Intake Readiness

Check what you can gather before submitting the Par 3 golf course intake package.

0% Ready

Current insurance declarations pages Loss runs or no-loss statement Property schedule or statement of values Course layout, number of holes, and acreage Payroll by job duty or department Golf cart and maintenance equipment schedules Food, beverage, beer, liquor, outing, and league details Instruction, lesson, clinic, camp, or junior program information

Par 3 Does Not Mean No Exposure

Shorter holes can still involve trip and fall exposures, errant balls, parking areas, cart paths, ponds, bunkers, pedestrian flow, maintenance equipment, chemical use, employees, and public access. A compact course still deserves a complete insurance review.

Application Path

Complete the golf course questionnaire, upload supporting documents, and include details about lessons, junior programs, leagues, and any food or alcohol service.

Use Golf Intake Page

Par 3 Golf Course Insurance Intake

Use the golf course intake page to upload the completed questionnaire, property details, current policies, loss runs, equipment schedules, and any information about lessons, leagues, outings, food service, or alcohol service.

Start Golf Course / Golf Club Intake

Helpful Golf Insurance Resources

Golf Course Insurance Cost Guide Golf Club Risk Management Guide Golf Course Insurance FAQs Insurance Intake Forms

Work With Kelly Insurance Group

Questions before completing the intake? Contact Kelly Insurance Group, schedule a time, or learn more about the agency team and carrier relationships.

FIND RELATED COVERAGE FAST

LOADING LIVE SITEMAP...

⌕

Disclaimer: Coverage availability and eligibility may depend on many factors, including underwriting review, carrier guidelines, policy terms, state requirements, business operations, risk characteristics, and other information provided during the application or quoting process. Kelly Insurance Group cannot guarantee that every individual, customer, organization, or business seeking coverage will qualify for, receive, or successfully place insurance coverage. All policy coverages, exclusions, conditions, limits, endorsements, and terms should be carefully reviewed by the consumer, insured, or applicant to confirm that the coverage requested is the coverage being quoted, offered, or provided. Insurance coverage, policy changes, endorsements, cancellations, and other policy terms are not bound, changed, confirmed, or altered unless and until written confirmation is provided by a licensed Kelly Insurance Group team member, the applicable insurance carrier, or an authorized underwriter. This page is provided for general informational purposes only and does not provide legal advice, legal opinions, insurance coverage opinions, or policy interpretations. Information on this page should not be relied upon as a substitute for reviewing the actual policy language or consulting appropriate professional advisors. Kelly Insurance Group does not employ, supervise, or direct attorneys.