Insurance for Production Companies, Film Crews, Event Producers, Studios & Creative Operators
Kelly Insurance Group helps entertainment production companies organize the coverage story before it reaches an underwriter. That matters because production risk is rarely one clean thing. It may involve general liability, hired and non-owned auto, rented equipment, production property, workers compensation, media liability, cyber exposure, certificate requirements, venue contracts, and sometimes action-over concerns tied to contractors, staging, rigging, or construction-like work.
Send the contract, certificate request, rental agreement, shoot description, or scope of work. We will help identify what the requirement is actually asking for and route the account like a real production business — not a generic small business submission.
Production companies need insurance that follows the work, the contract, and the equipment.
An entertainment production company can look simple on paper and complicated in the field. You may be filming in a rented location, borrowing a client’s space, using specialty camera gear, hiring freelance operators, hauling equipment to a venue, building a temporary set, livestreaming a corporate event, or coordinating stage and lighting crews.
The insurance conversation should start with what you actually do. A certificate request for a one-day location shoot is not the same as an annual production company policy. A creative agency producing digital content is not the same as a live event company operating truss, power distribution, staging, and LED walls. A film producer seeking distributor clearance may need media E&O, not just general liability.
Certificate-driven production work
Many production insurance requests start because a venue, municipality, landlord, rental house, studio, school, or corporate client requires a certificate of insurance before the job can proceed.
Equipment-heavy operations
Cameras, lighting, grip, audio, drones, props, sets, wardrobe, computers, and post-production equipment may need to be addressed differently depending on ownership, rental terms, and where the gear travels.
People and payroll questions
Employees, temporary crew, freelance labor, subcontractors, cast, drivers, riggers, and production assistants can create workers compensation and liability questions that should be sorted before binding.
Click the production type. See what the insurance conversation usually becomes.
This tool does not replace underwriting. It helps production companies think through the first layer of exposure before sending details to Kelly Insurance Group.
Production Risk Console
Coverage Conversation
General liability, business property, hired and non-owned auto, cyber, professional/media exposure, and certificate needs for client or studio work.
What To Send Us
Send your company description, largest jobs, annual revenue, payroll, equipment list, client contract, and any required certificate wording.
Coverage that may matter for entertainment production companies
The right policy structure depends on the operation. The same production company may need different coverage for a corporate video, commercial shoot, documentary, festival buildout, livestream, rented soundstage, or touring production support job.
General Liability
Responds to common third-party bodily injury and property damage claims connected to business operations, shoot locations, event work, and premises-related exposures.
Production Package Coverage
Can address production property, rented equipment, props, sets, wardrobe, extra expense, and other project-specific production exposures when available and appropriate.
Film & Media E&O
Important when distribution, clearance, copyright, defamation, privacy, title, or content-related allegations are part of the risk conversation.
Workers Compensation
Production payroll, cast, crew, temporary labor, multi-state work, and project-based staffing can create workers compensation issues that should be reviewed early.
Hired & Non-Owned Auto
May matter when employees or hired drivers use personal, rented, or borrowed vehicles for production errands, gear transport, location work, or event support.
Cyber & Technology Exposure
Post-production suites, editing bays, client footage, file transfer systems, digital deliverables, and stored media can create cyber and technology-related concerns.
Umbrella / Excess Liability
Some contracts require higher liability limits than the underlying policy provides. Umbrella or excess liability may be part of the placement strategy.
Staging, Rigging & Event Work
Temporary structures, truss, lighting, LED walls, power distribution, and contractor-like production services should be disclosed clearly to avoid mismatched coverage.
Special Risk Exposures
Stunts, drones, pyrotechnics, watercraft, aircraft, animals, weapons, hazardous scenes, and unusual locations need to be scheduled and discussed before binding.
Production insurance is connected to a lot of other KIG specialty pages.
Use these links to jump into the most relevant coverage paths. This keeps the page useful for real customers and also helps the entertainment production page sit inside the broader Kelly Insurance Group site architecture.
Current customers may receive access to a custom client portal.
Once you become a Kelly Insurance Group customer, most customers are given access to our custom client portal where certificates of insurance can be generated at any time. That matters for production companies because certificate deadlines rarely arrive at convenient hours.
A production company should not have to explain the entertainment business to its broker.
Kelly Insurance Group has worked in entertainment insurance for decades and continues to build specialty pages for production, event, film, equipment, staging, rigging, drone, cyber, liquor liability, workers compensation, and hard-to-place operations. Our team is proud of that work because complicated accounts require more than a rate sheet.
We are also proud of our agents. The right agent can make a real difference in how an entertainment account is presented: what gets disclosed, which contracts matter, which exposures need separate handling, and when a quick certificate request is actually a bigger coverage problem.
What we need to quote or review
- Business name, website, location, and contact information
- Description of production work performed
- Annual revenue or project budget if available
- Payroll, crew structure, and subcontractor use
- Owned, rented, or borrowed equipment details
- Vehicles used for production work
- Contracts, COI requirements, permits, and rental agreements
- Special exposures such as drones, stunts, pyro, rigging, firearms, animals, aircraft, marine, or hazardous locations
- Prior claims or insurance problems
Questions production companies ask before buying insurance
Is entertainment production insurance the same as a normal business liability policy?
No. Some production companies may need standard business liability, but production work often adds location agreements, rented equipment, project-specific property, cast and crew issues, media liability, and certificate requirements that a generic policy may not address correctly.
Can you help if I only need a certificate of insurance for a venue or rental house?
Yes. Send the certificate requirements and the contract language. The fastest path is usually to work from the actual wording the venue, city, landlord, rental company, or client requires.
Do production companies need Film & Media E&O?
Film & Media E&O may matter when the project is being distributed, released, sold, streamed, licensed, or reviewed by a distributor, platform, broadcaster, financier, or other party concerned about content-related claims.
What if our production uses freelancers or 1099 crew?
Tell us how labor is used. Employee, independent contractor, temporary labor, subcontractor, payroll company, and multi-state crew arrangements can affect underwriting, workers compensation, and certificate requirements.
Can you insure production companies with drones, stunts, or hazardous scenes?
Those exposures need to be disclosed up front. Availability depends on the details, but hiding the hard parts is the wrong strategy. The underwriting submission should clearly explain the work so the account is sent to markets with the right appetite.
Send the production details. We will help sort the insurance path.
Use this form for production company insurance, certificate requests, project insurance, film and media E&O questions, special event production work, equipment-heavy operations, and hard-to-place entertainment accounts.
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