CREATOR STUDIO AND PRODUCTION TEAM INSURANCE

INSURANCE COORDINATION FOR CREATOR STUDIOS AND PRODUCTION TEAMS

Kelly Insurance Group helps creator studios, video production companies, podcast studios, live content operations, and creator production teams coordinate business insurance, equipment coverage, general liability, workers compensation, media liability, and cyber protection.

EQUIPMENTPRODUCTION LIABILITYWORKERS COMPMEDIA LIABILITYCYBERPROPERTY
insurance coordination for creator studios and production teams
COORDINATE INSURANCE ACROSS THE STUDIO, THE EQUIPMENT, AND THE TEAM.
STUDIO AND EQUIPMENTCameras, lighting, audio gear, production computers, and studio property need coverage that travels with the production and stays current as equipment values grow.
PRODUCTION LIABILITYGeneral liability for studio operations, event productions, on-location shoots, brand activations, and any production activity involving crew and third parties.
WORKFORCE RISKWorkers compensation and employment practices liability for production staff, crew members, freelancers, and contractors working on creator projects.
BUSINESS CONTINUITYCyber liability, professional liability, business property, directors and officers liability, and life insurance planning for the studio operation.
WHERE THE RISK SHOWS UP

COORDINATE INSURANCE ACROSS THE STUDIO, THE EQUIPMENT, AND THE TEAM.

Kelly Insurance Group helps creator studios, video production companies, podcast studios, live content operations, and creator production teams coordinate business insurance, equipment coverage, general liability, workers compensation, media liability, and cyber protection.

COMMON INSURANCE TRIGGERS FOR CREATOR STUDIOS

High-value production equipment — cameras, drones, lighting, audio gear — needs scheduled coverageA production involves crew members, freelancers, or contractors working on locationA studio space is leased and the landlord requires certificates of insuranceClient productions create professional liability and media liability exposureWorkers compensation is needed as the production team growsBusiness continuity and key person planning is needed for the studio operation
PRE-PRODUCTION INSURANCE READINESS

CHECK EVERY ELEMENT THAT APPLIES TO YOUR NEXT PRODUCTION.

Select the items that describe your upcoming project to see which insurance areas may need to be confirmed before the shoot begins.

0 ITEMS CHECKED

Select every item that applies to your next production.

CONFIRM YOUR PRODUCTION COVERAGE
COVERAGE AREAS

INSURANCE COORDINATION FOR THE FULL PICTURE.

01

EQUIPMENT AND PRODUCTION PROPERTY

Camera and drone coverage, lighting and audio equipment, production computers and hardware, inland marine for equipment in transit, studio property, and scheduled equipment floaters.

02

GENERAL LIABILITY AND PRODUCTION

General liability for studio operations, on-location production liability, event and activation coverage, certificates of insurance, additional insured requests, and venue contract compliance.

03

WORKFORCE AND EMPLOYMENT

Workers compensation for production crew and studio staff, employment practices liability, contractor vs. employee classification, freelancer risk, and production team HR coverage.

04

MEDIA LIABILITY AND CYBER

Media liability for produced content, professional liability for production services, cyber liability, data breach protection, and business property coverage for studio operations.

CREATOR ECONOMY HUBCREATOR AGENCIES AND TALENT MANAGERSCAMERAS DRONES AND CREATOR EQUIPMENTHOME STUDIOS AND CREATIVE SPACESWORKERS COMPENSATIONMEDIA LIABILITY PLANNINGCERTIFICATES OF INSURANCECYBER LIABILITY
COMMON QUESTIONS

QUESTIONS THAT OFTEN COME UP.

Does a creator studio need its own business insurance separate from the lead creator's personal insurance?

Yes. A creator studio operating as a separate business entity may need its own general liability, professional liability, media liability, equipment coverage, workers compensation, and cyber liability — even when the lead creator also maintains personal insurance.

Can production equipment be insured while on location?

Yes. Inland marine coverage and scheduled equipment floaters may cover production cameras, drones, lighting, and audio gear while in transit, at off-site locations, at venues, or being used on production sets.

Do production freelancers and contractors create workers compensation exposure?

Freelancer and contractor classification is fact-specific and varies by state. Some states may treat contractors as employees for workers compensation purposes depending on how the working relationship is structured.

Can media liability be part of the studio insurance program?

Yes. Media liability insurance may cover claims arising from produced content — including video, audio, photography, and digital media — related to defamation, copyright, privacy, or content-related claims.

START THE REVIEW

COORDINATE INSURANCE ACROSS THE STUDIO, THE EQUIPMENT, AND THE TEAM.

Kelly Insurance Group can help creator studios and production teams review equipment coverage, general liability, workers compensation, media liability, cyber protection, and business insurance in one organized program.

The availability of coverage and eligibility for coverage can depend on numerous factors. We cannot guarantee that all customers, individuals, and businesses looking for coverage will be successful in these efforts when contacting our team. All policy coverages and terms need to be fully reviewed by the respective consumer to ensure the coverage asked for is what is specifically being quoted or provided by any insurance policy. Insurance Policies, Coverage Changes, and their terms and conditions are not bound or altered until written confirmation is provided by one of our licensed team members or underwriters. This page does not offer legal advice, legal opinions, or policy interpretations. Rather, this page is meant as a resource to help provide customers and insurance consumers with additional considerations that may help in their insurance buying or pursuit of insurance information. Kelly Insurance Group does not employ or direct attorneys.

Disclaimer: Coverage availability and eligibility may depend on many factors, including underwriting review, carrier guidelines, policy terms, state requirements, business operations, risk characteristics, and other information provided during the application or quoting process. Kelly Insurance Group cannot guarantee that every individual, customer, organization, or business seeking coverage will qualify for, receive, or successfully place insurance coverage. All policy coverages, exclusions, conditions, limits, endorsements, and terms should be carefully reviewed by the consumer, insured, or applicant to confirm that the coverage requested is the coverage being quoted, offered, or provided. Insurance coverage, policy changes, endorsements, cancellations, and other policy terms are not bound, changed, confirmed, or altered unless and until written confirmation is provided by a licensed Kelly Insurance Group team member, the applicable insurance carrier, or an authorized underwriter. This page is provided for general informational purposes only and does not provide legal advice, legal opinions, insurance coverage opinions, or policy interpretations. Information on this page should not be relied upon as a substitute for reviewing the actual policy language or consulting appropriate professional advisors. Kelly Insurance Group does not employ, supervise, or direct attorneys.