TANK LEAKAGE &
CONTAMINATION
A TANK FAILURE IS A PROPERTY LOSS AND AN ENVIRONMENTAL EVENT.
When a fermentation tank, barrel, or storage vessel fails, the loss goes beyond the product inside. Alcohol, chemicals, and wastewater escaping a tank can damage the facility floor and drains, create environmental liability, and produce third-party claims if a spill reaches neighboring property or the sewer system.
A weld seam, valve, or fitting failure can release hundreds or thousands of gallons of product suddenly.
Spilled alcohol and cleaning chemicals can damage epoxy floors, floor drains, and sewer connections.
Alcohol and wastewater entering the sewer system or surrounding property creates environmental and third-party liability.
The product in the tank at the time of failure is a significant inventory loss separate from the property damage.
TAP A SCENARIO TO SEE THE COVERAGE QUESTION.
Tank leakage creates multiple simultaneous losses. Tap each scenario. A general illustration — not a coverage determination.
HOW THE PROGRAM IS BUILT.
Covers the cost of cleaning up a spill or contamination event at the facility, including floor, drain, and equipment cleanup.
Addresses liability for damage to neighboring property or infrastructure if a spill escapes the facility.
Reviews coverage for environmental claims arising from alcohol, chemicals, or wastewater reaching the sewer system or surrounding area.
The product lost in a tank failure event is reviewed alongside the property and environmental coverage.
TELL US ABOUT YOUR OPERATION.
Complete the form and a Kelly Insurance Group specialist will follow up to begin your review.
EVERY KIND OF ALCOHOL OPERATION.
STRAIGHT ANSWERS.
What does tank leakage and contamination insurance cover?
Tank leakage and contamination insurance covers cleanup costs, third-party property damage, environmental liability, and product loss arising from a tank failure, spill, or contamination event at a brewery, winery, or distillery.
Is a fermentation tank failure covered under standard property?
Standard property covers the tank itself as equipment but may not fully address the cleanup costs, environmental liability, or third-party damage that results from a failure. Tank leakage coverage addresses the consequences of the failure beyond the equipment itself.
What if a spill reaches the floor drain and sewer system?
A spill that reaches the sewer system can create environmental liability and a third-party claim from the municipality or neighboring property. Environmental liability coverage addresses this exposure, which standard property does not cover.
Is the product lost in a tank failure covered?
Product loss from a tank failure can be addressed through spoilage and stock coverage, which is often reviewed alongside tank leakage coverage so both the property and product losses are addressed together.
Are barrel failures at a distillery covered?
A barrel stave or bung failure releasing aging spirits is the type of event tank leakage coverage can address, including cleanup of the rickhouse floor and any product that reaches floor drains or neighboring barrels.
How do I get a tank leakage quote?
Completing the form on this page gathers your tank and barrel inventory, facility type, and production volume so the account can be reviewed and matched to the right specialty markets.
COVER WHAT LEAVES THE TANK, NOT JUST WHAT'S IN IT.
Kelly Insurance Group places specialty tank leakage and contamination coverage for producers of every size.
The availability of coverage and eligibility for coverage can depend on numerous factors. We cannot guarantee that all customers, individuals, and businesses looking for coverage will be successful in these efforts when contacting our team. All policy coverages and terms need to be fully reviewed by the respective consumer to ensure the coverage asked for is what is specifically being quoted or provided by any insurance policy. Insurance Policies, Coverage Changes, and their terms and conditions are not bound or altered until written confirmation is provided by one of our licensed team members or underwriters. This page does not offer legal advice, legal opinions, or policy interpretations. Rather, this page is meant as a resource to help provide customers and insurance consumers with additional considerations that may help in their insurance buying or pursuit of insurance information. Kelly Insurance Group does not employ or direct attorneys.
RELATED INSURANCE PROGRAMS
Other Kelly Insurance Group coverages matched to this page
MATCHED INTAKE FORMS
Best-fit forms for this page
FIND RELATED COVERAGE FAST
LOADING LIVE SITEMAP...
Disclaimer: Coverage availability and eligibility may depend on underwriting review, carrier guidelines, policy terms, state requirements, business operations, risk characteristics, and other information provided during the application or quoting process. Kelly Insurance Group cannot guarantee that every individual, customer, organization, or business seeking coverage will qualify for, receive, or successfully place insurance coverage. All policy coverages, exclusions, conditions, limits, endorsements, and terms should be carefully reviewed by the consumer, insured, or applicant to confirm that the coverage requested is the coverage being quoted, offered, or provided. Insurance coverage, policy changes, endorsements, cancellations, and other policy terms are not bound, changed, confirmed, or altered unless and until written confirmation is provided by a licensed Kelly Insurance Group team member, the applicable insurance carrier, or an authorized underwriter. This page is provided for general informational purposes only and does not provide legal advice, legal opinions, insurance coverage opinions, or policy interpretations.