SEMI-PRIVATE GOLF COURSE INSURANCE

Insurance for Semi-Private Golf Courses, Hybrid Membership Courses & Public-Access Clubs

Semi-private golf courses can blend private club membership with public tee times, leagues, outings, guest access, clubhouse dining, alcohol service, events, carts, maintenance operations, and course property exposures. Kelly Insurance Group helps semi-private golf course operators review the insurance areas that may apply to the course, members, guests, employees, events, property, and daily operations.

Hybrid course review: This page is for golf courses that combine public play with memberships, semi-private access, club events, leagues, or private member features.

Semi-Private Courses Need Both Public-Access and Member-Access Review

A semi-private golf course may have public daily-fee golfers, members, league players, event guests, restaurant customers, and invited visitors using the property at different times. The review may need to clarify how membership works, how public access is managed, what events are hosted, whether alcohol is served, and which property, employees, carts, and operations are included.

Application Path Golf Course / Golf Club Intake Instructions

Complete the questionnaire, gather supporting documents, upload the application, and provide loss information through the intake page.

Go to Intake Instructions
COVERAGE REVIEW BOARD

Choose the Semi-Private Exposure Mix

Select the area that drives most of your course activity to see which coverage pages may be relevant.

Apply Here

Public Tee Times

Public tee times may increase guest traffic, parking, clubhouse access, cart path use, course conditions, pro shop activity, and premises liability exposure.

Coverage Areas Often Reviewed

The correct insurance structure depends on the property, operations, employees, contracts, services, access, amenities, and underwriting information provided.

Semi-Private Course Details That Help the Review

  • Public play versus member play breakdown
  • Membership structure, guest privileges, and access rules
  • Leagues, outings, tournaments, and private event details
  • Current policies and currently valued loss runs
  • Payroll by department and employee duties
  • Liquor sales, food service details, carts, vehicles, and equipment schedules
Ready to Start? Semi-Private Golf Course Insurance

Use the golf course and golf club intake instruction page to begin the review and upload supporting documents.

Start Intake

Questions Before Applying?

Contact Kelly Insurance Group, schedule a time, or learn more about the agency before completing the golf course intake.

Disclaimer: Coverage availability and eligibility may depend on many factors, including underwriting review, carrier guidelines, policy terms, state requirements, business operations, risk characteristics, and other information provided during the application or quoting process. Kelly Insurance Group cannot guarantee that every individual, customer, organization, or business seeking coverage will qualify for, receive, or successfully place insurance coverage. All policy coverages, exclusions, conditions, limits, endorsements, and terms should be carefully reviewed by the consumer, insured, or applicant to confirm that the coverage requested is the coverage being quoted, offered, or provided. Insurance coverage, policy changes, endorsements, cancellations, and other policy terms are not bound, changed, confirmed, or altered unless and until written confirmation is provided by a licensed Kelly Insurance Group team member, the applicable insurance carrier, or an authorized underwriter. This page is provided for general informational purposes only and does not provide legal advice, legal opinions, insurance coverage opinions, or policy interpretations. Information on this page should not be relied upon as a substitute for reviewing the actual policy language or consulting appropriate professional advisors. Kelly Insurance Group does not employ, supervise, or direct attorneys.