PRIVATE RISK MANAGEMENT FOR ATHLETES

RISK MANAGEMENT FOR PROFESSIONAL ATHLETES

Kelly Insurance Group helps professional athletes and their families coordinate personal insurance, business insurance, endorsement-related insurance requirements, home insurance, auto insurance, exotic and collector vehicle coverage, personal umbrella insurance, cyber protection, valuables coverage, life insurance, and specialty risk planning.

HOMES VEHICLES UMBRELLA CYBER ENDORSEMENTS LIFE INSURANCE
Risk management for professional athletes
BUILD AN INSURANCE PLAN AROUND THE FULL ATHLETE LIFESTYLE.
PERSONAL ASSETS Homes, vehicles, jewelry, watches, collections, equipment, and family liability.
PUBLIC PROFILE Endorsements, appearances, social media, travel, cyber exposure, and privacy concerns.
BUSINESS INTERESTS LLCs, camps, foundations, brand partnerships, contracts, and certificates of insurance.
LIFE PLANNING Term life, whole life, universal life, key person, trusts, legacy, and income protection planning.
WHY ATHLETES NEED COORDINATED INSURANCE

ATHLETIC CAREERS CAN CREATE PERSONAL, BUSINESS, FAMILY, AND PUBLIC-FACING RISK AT THE SAME TIME.

Insurance for professional athletes can involve high-value home insurance, secondary home insurance, exotic car insurance, sports car coverage, jewelry insurance, watch insurance, personal umbrella coverage, personal cyber protection, business insurance, event coverage, foundation liability, and life insurance planning.

Kelly Insurance Group helps organize these exposures so the athlete, family, assistant, agent, business manager, attorney, CPA, or family office can work from a clearer insurance picture.

COMMON TRIGGERS FOR AN ATHLETE INSURANCE REVIEW

New contract, endorsement, sponsorship, or appearance agreement New home, second home, renovation, or relocation Luxury vehicles, exotic cars, collector cars, or motorcycles Jewelry, watches, memorabilia, collectibles, or equipment Household staff, private security, assistants, or drivers Life insurance, trust planning, legacy planning, or business continuity needs Camp, clinic, foundation, or charitable event activity Business entity formation, brand deals, or contract insurance requirements
ATHLETE RISK BOARD

SELECT THE SITUATION THAT FITS RIGHT NOW.

Different career moments can create different insurance questions. Choose a situation below to see what may need review.

NEW CONTRACT Income, lifestyle changes, family needs, life insurance, and liability planning

INSURANCE AREAS TO REVIEW

  • Personal umbrella and excess liability limits
  • Life insurance planning for family protection and legacy goals
  • Home, auto, valuables, cyber, and business insurance changes

DETAILS TO GATHER

  • Current policies, limits, titled assets, trusts, and LLC ownership
  • Upcoming purchases, relocations, travel, staff, or security changes
  • Any advisor, lender, contract, or business continuity requirements
COVERAGE AREAS

INSURANCE COORDINATION FOR THE ATHLETE, THE FAMILY, AND THE BUSINESS ACTIVITY AROUND THE CAREER.

01

PERSONAL INSURANCE

Home insurance for professional athletes, secondary homes, high-value auto insurance, exotic cars, collector vehicles, motorcycles, jewelry, watches, collections, personal cyber, and umbrella liability.

02

BUSINESS AND BRAND RISK

Business insurance, general liability, professional liability, media liability, cyber liability, brand partnerships, endorsement contracts, appearances, camps, clinics, and certificates of insurance.

03

FAMILY AND HOUSEHOLD RISK

Household staff, assistants, drivers, nannies, private events, travel, teen drivers, domestic workers compensation, employment practices liability, and specialty personal security risk coverage.

04

LIFE AND LEGACY PLANNING

Term life insurance, whole life insurance, universal life insurance, trust-owned life insurance, beneficiary reviews, legacy planning, charitable giving, key person, and business continuity planning.

PRIVATE RISK MANAGEMENT HIGH-VALUE HOME INSURANCE EXOTIC COLLECTOR AND SPORTS CARS PERSONAL UMBRELLA AND EXCESS JEWELRY AND WATCHES PERSONAL CYBER PROTECTION LIFE INSURANCE FOR ATHLETES BUSINESS MANAGER SUPPORT
COMMON QUESTIONS

QUESTIONS PROFESSIONAL ATHLETES AND THEIR ADVISORS OFTEN ASK.

CAN PERSONAL INSURANCE AND BUSINESS INSURANCE BE REVIEWED TOGETHER?

Yes. Professional athletes may have personal assets, family needs, endorsement activity, LLCs, appearances, camps, foundations, and contract requirements that should be reviewed together.

CAN KELLY INSURANCE GROUP HELP WITH HIGH-VALUE VEHICLES?

Yes. High-value auto insurance, exotic car coverage, collector vehicle coverage, sports cars, motorcycles, and umbrella liability can be reviewed as part of the athlete insurance program.

CAN LIFE INSURANCE BE PART OF THE ATHLETE RISK REVIEW?

Yes. Life insurance planning can include term life, whole life, universal life, trust planning, legacy planning, charitable giving, key person coverage, and business continuity needs.

CAN ADVISORS BE INVOLVED IN THE PROCESS?

Yes. With appropriate authorization, Kelly Insurance Group can coordinate with agents, business managers, attorneys, CPAs, assistants, family offices, and other advisors.

PRIVATE RISK REVIEW

BUILD AN INSURANCE PLAN AROUND THE FULL ATHLETE LIFESTYLE.

Kelly Insurance Group can help review personal assets, public visibility, business opportunities, contracts, family needs, life insurance, and specialty coverage in one organized process.

PERSONAL. BUSINESS. LIFE. ONE COORDINATED ATHLETE RISK REVIEW.

This page is for general insurance discussion only. Coverage availability, terms, conditions, limits, exclusions, endorsements, underwriting requirements, and claim decisions depend on the specific policy, carrier, application, and facts involved.

Disclaimer: Coverage availability and eligibility may depend on many factors, including underwriting review, carrier guidelines, policy terms, state requirements, business operations, risk characteristics, and other information provided during the application or quoting process. Kelly Insurance Group cannot guarantee that every individual, customer, organization, or business seeking coverage will qualify for, receive, or successfully place insurance coverage. All policy coverages, exclusions, conditions, limits, endorsements, and terms should be carefully reviewed by the consumer, insured, or applicant to confirm that the coverage requested is the coverage being quoted, offered, or provided. Insurance coverage, policy changes, endorsements, cancellations, and other policy terms are not bound, changed, confirmed, or altered unless and until written confirmation is provided by a licensed Kelly Insurance Group team member, the applicable insurance carrier, or an authorized underwriter. This page is provided for general informational purposes only and does not provide legal advice, legal opinions, insurance coverage opinions, or policy interpretations. Information on this page should not be relied upon as a substitute for reviewing the actual policy language or consulting appropriate professional advisors. Kelly Insurance Group does not employ, supervise, or direct attorneys.