ENTERTAINER AND PERFORMER RISK MANAGEMENT

RISK MANAGEMENT FOR ENTERTAINERS AND PERFORMERS

Kelly Insurance Group helps entertainers, performers, touring talent, stage professionals, on-camera talent, speakers, creators, and public-facing performers coordinate personal insurance, business insurance, event coverage, equipment coverage, travel risk, valuables, cyber protection, umbrella liability, and life insurance planning.

EVENTS EQUIPMENT TRAVEL CONTRACTS LIABILITY LIFE
Risk management for entertainers and performers
COORDINATE INSURANCE BEFORE THE NEXT PERFORMANCE, CONTRACT, OR EVENT.
PERFORMANCE WORK Shows, appearances, contracts, venues, production activity, travel, and certificates.
PERSONAL ASSETS Homes, autos, valuables, watches, jewelry, musical instruments, equipment, and umbrella liability.
BUSINESS RISK LLCs, general liability, professional liability, media liability, cyber liability, workers compensation, and event coverage.
LIFE PLANNING Personal life insurance, key person coverage, business continuity, trust planning, and legacy needs.
WHY PERFORMANCE RISK IS DIFFERENT

THE RISK OFTEN MOVES WITH THE PERFORMER.

Entertainers and performers may work across homes, studios, venues, sets, tours, private events, brand activations, public appearances, and digital channels. A single project may involve personal property, business equipment, contracts, event liability, travel, workers compensation, media exposure, and personal umbrella coverage.

Kelly Insurance Group helps review the personal and business insurance issues that can follow a performer from private life to public work.

COMMON REASONS PERFORMERS ASK FOR HELP

A venue or event requires proof of insurance Equipment travels between locations A personal brand becomes a business Private appearances create contract requirements Valuables, instruments, or costumes need review Income, family, or business continuity needs life insurance planning
PERFORMANCE RISK CUE SHEET

SELECT THE MOMENT THAT IS COMING UP NEXT.

Different performance situations can trigger different insurance conversations. Choose one to see what may need review.

PAID APPEARANCE Event agreement, venue requirement, liability limits, and certificate request

WHAT MAY BE REQUESTED

  • General liability limits and certificate of insurance
  • Additional insured wording for the venue or event organizer
  • Review of contract insurance requirements and deadlines

WHAT MAY NEED REVIEW

  • Whether the appearance is personal, business, or entity-based
  • Whether equipment, travel, media, or staff exposures are involved
  • Whether umbrella, professional liability, or event coverage should be discussed
COVERAGE AREAS

INSURANCE COORDINATION FOR THE PERFORMANCE, THE BUSINESS, AND THE PERSON BEHIND IT.

01

EVENTS AND CONTRACTS

Event insurance, appearance coverage review, general liability, certificates of insurance, additional insured requests, venue requirements, brand activations, and sponsorship contracts.

02

EQUIPMENT AND PROPERTY

Musical instruments, performance equipment, cameras, drones, sound equipment, costumes, business property, inland marine, equipment in transit, storage, and production property.

03

PERSONAL AND LIFESTYLE

Home insurance for entertainers, auto insurance, exotic and collector vehicles, valuables, jewelry, watches, personal umbrella insurance, personal cyber protection, travel, and private events.

04

BUSINESS AND LIFE

Performer business insurance, LLC coverage, media liability, professional liability, cyber liability, workers compensation, key person life insurance, buy-sell funding, and personal life insurance planning.

PRIVATE RISK MANAGEMENT MUSICIANS AND TOURING TALENT ACTORS AND ON-CAMERA TALENT CREATOR EVENTS AND APPEARANCES CERTIFICATES OF INSURANCE MUSICAL INSTRUMENTS AND EQUIPMENT TRAVEL RISK MANAGEMENT LIFE INSURANCE FOR ENTERTAINERS
COMMON QUESTIONS

QUESTIONS ENTERTAINERS AND PERFORMERS OFTEN ASK.

CAN KELLY INSURANCE GROUP HELP WITH CERTIFICATES OF INSURANCE?

Yes. When a performer, company, or event partner needs a certificate of insurance, Kelly Insurance Group can help review the request against available coverage, policy wording, limits, endorsements, and carrier requirements.

CAN EQUIPMENT BE INCLUDED IN THE REVIEW?

Yes. Musical instruments, cameras, drones, sound equipment, stage equipment, production property, costumes, and other performance equipment may need coverage review, especially when items travel or are used for business activity.

CAN PERSONAL INSURANCE AND PERFORMER BUSINESS INSURANCE BE REVIEWED TOGETHER?

Yes. Performers often have personal and business exposures that overlap. Home, auto, umbrella, cyber, valuables, business liability, professional liability, media liability, and contract requirements can be reviewed together.

CAN LIFE INSURANCE PLANNING BE PART OF THE CONVERSATION?

Yes. Life insurance may be relevant for family protection, income replacement, business continuity, key person planning, buy-sell agreement funding, trust planning, charitable giving, and legacy planning.

PRIVATE RISK REVIEW

COORDINATE INSURANCE BEFORE THE NEXT PERFORMANCE, CONTRACT, OR EVENT.

Kelly Insurance Group can help entertainers and performers review the personal, business, event, equipment, travel, liability, cyber, and life insurance issues that come with a public-facing career.

PERFORMANCE. BUSINESS. LIFE. ONE COORDINATED REVIEW.

This page is for general insurance discussion only. Coverage availability, terms, conditions, limits, exclusions, endorsements, underwriting requirements, and claim decisions depend on the specific policy, carrier, application, and facts involved.

Disclaimer: Coverage availability and eligibility may depend on many factors, including underwriting review, carrier guidelines, policy terms, state requirements, business operations, risk characteristics, and other information provided during the application or quoting process. Kelly Insurance Group cannot guarantee that every individual, customer, organization, or business seeking coverage will qualify for, receive, or successfully place insurance coverage. All policy coverages, exclusions, conditions, limits, endorsements, and terms should be carefully reviewed by the consumer, insured, or applicant to confirm that the coverage requested is the coverage being quoted, offered, or provided. Insurance coverage, policy changes, endorsements, cancellations, and other policy terms are not bound, changed, confirmed, or altered unless and until written confirmation is provided by a licensed Kelly Insurance Group team member, the applicable insurance carrier, or an authorized underwriter. This page is provided for general informational purposes only and does not provide legal advice, legal opinions, insurance coverage opinions, or policy interpretations. Information on this page should not be relied upon as a substitute for reviewing the actual policy language or consulting appropriate professional advisors. Kelly Insurance Group does not employ, supervise, or direct attorneys.