Insurance for Golf Management Companies, Course Operators, Contract Managers & Golf Facility Operations
Golf management companies may operate public courses, private clubs, municipal courses, resort courses, food and beverage services, maintenance teams, carts, events, and staff on behalf of an owner or public entity. The insurance review should identify who owns the property, who employs the workers, who controls the operation, who serves alcohol, and what the contract requires.
Golf Management Company Insurance Starts With Control
A management company may control staffing, maintenance, pro shop operations, food service, event operations, carts, vendor selection, accounting, or daily decisions. Underwriting may need the contract language to understand what the management company is responsible for and what the course owner retains.
Common Details to Review
- Management agreement or operating contract
- Named insured structure and additional insured requirements
- Employee payroll and workers compensation responsibility
- Property, equipment, carts, and leased asset responsibility
- Liquor, event, food service, vendor, and concession operations
Assign the Responsibility Before You Apply
Golf management company insurance often depends on which party owns, hires, leases, serves, maintains, or controls each part of the operation.
Managed Course Operations
When a management company runs the course day to day, the review may include operating authority, vendor contracts, staffing, maintenance duties, cash handling, carts, food service, and who is responsible for insurance under the management agreement.
Coverage Areas for Golf Management Companies
The insurance review may combine management liability, operational liability, employee coverage, property schedules, auto, cyber, and contract requirements.
Management Company Submission Checklist
Check the items your team can gather before completing the golf course intake.
Contract Language Matters
A golf management company may be required to maintain specific insurance, name the owner or public entity as additional insured, waive subrogation, carry certain limits, or provide certificates of insurance. The insurance review should match the contract obligations whenever possible.
Need to Upload the Agreement?
Use the golf intake page to upload the management agreement, current policies, loss runs, schedules, and any contract requirements that need to be reviewed.
Upload Through IntakeGolf Management Company Insurance Intake
Complete the golf course and golf club intake, upload management contracts, attach current policies and loss runs, and provide details about the courses or clubs being managed.
Start Golf Course / Golf Club IntakeQuick Contact Form
Use this quick form if you want the Kelly Insurance Group team to follow up before you complete the full golf course intake.
Work With Kelly Insurance Group
Questions before completing the intake? Contact Kelly Insurance Group, schedule a time, or learn more about the agency team and carrier relationships.
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Disclaimer: Coverage availability and eligibility may depend on many factors, including underwriting review, carrier guidelines, policy terms, state requirements, business operations, risk characteristics, and other information provided during the application or quoting process. Kelly Insurance Group cannot guarantee that every individual, customer, organization, or business seeking coverage will qualify for, receive, or successfully place insurance coverage. All policy coverages, exclusions, conditions, limits, endorsements, and terms should be carefully reviewed by the consumer, insured, or applicant to confirm that the coverage requested is the coverage being quoted, offered, or provided. Insurance coverage, policy changes, endorsements, cancellations, and other policy terms are not bound, changed, confirmed, or altered unless and until written confirmation is provided by a licensed Kelly Insurance Group team member, the applicable insurance carrier, or an authorized underwriter. This page is provided for general informational purposes only and does not provide legal advice, legal opinions, insurance coverage opinions, or policy interpretations. Information on this page should not be relied upon as a substitute for reviewing the actual policy language or consulting appropriate professional advisors. Kelly Insurance Group does not employ, supervise, or direct attorneys.