ADVISOR LIFE INSURANCE SUPPORT
Kelly Insurance Group provides specialist life insurance support for attorneys, CPAs, financial advisors, business managers, and family offices — serving as the life insurance component of the advisory team for clients with complex life insurance needs that require specialist carrier access and product expertise.
SELECT YOUR ROLE TO SEE HOW KELLY INSURANCE GROUP SUPPORTS YOUR CLIENTS.
A SPECIALIST LIFE INSURANCE RESOURCE FOR THE ADVISORS YOUR CLIENTS ALREADY TRUST
Kelly Insurance Group serves as the life insurance specialist for the professional advisors who manage the complex financial lives of high-net-worth individuals, business owners, executives, and families. We are not competing for the client relationship — we are supporting it by providing specialist life insurance expertise that most advisory practices do not maintain in-house.
The life insurance component of an estate plan, a buy-sell agreement, an executive benefit arrangement, or a business succession plan requires specialist knowledge that goes beyond what most attorneys, CPAs, and financial advisors maintain as core competencies. Kelly Insurance Group fills that gap — providing analysis, carrier access, product placement, and ongoing service that complements the advisor's relationship without displacing it.
THREE WAYS WE WORK ALONGSIDE THE ADVISORS WHO SERVE OUR MUTUAL CLIENTS.
WE PROVIDE SPECIALIST LIFE INSURANCE ANALYSIS FOR COMPLEX CLIENT SITUATIONS
Estate liquidity analysis, buy-sell funding reviews, key person exposure assessments, executive benefit structures, ILIT policy performance reviews, and collateral assignment arrangements for commercial financing all require specialist life insurance knowledge. Kelly Insurance Group provides this analysis as a resource for the advising professional — in a format that supports the advisor's client presentation rather than replacing it.
WE ACCESS THE FULL CARRIER MARKET — INCLUDING SPECIALTY AND NICHE PRODUCTS
Not captive to any single carrier, Kelly Insurance Group places life insurance across the entire market — including specialty carriers for high-risk occupations, large face amount cases, impaired risk underwriting, and niche products like survivorship coverage, hybrid life/LTC, and key person structures. This market access benefits clients with complex profiles that standard carriers do not handle well.
WE HANDLE ONGOING SERVICE SO ADVISORS CAN FOCUS ON THE ADVISORY RELATIONSHIP
Policy placement is not the end of the relationship — it is the beginning. In-force illustrations for trustee reviews, collateral assignment execution for loan closings, beneficiary change coordination, and policy performance monitoring are all services Kelly Insurance Group provides so the advising professional does not need to manage the operational details of the life insurance program.
EXPLORE MORE KELLY INSURANCE GROUP ADVISOR SUPPORT RESOURCES
FREQUENTLY ASKED QUESTIONS.
How does Kelly Insurance Group work with professional advisors?
We operate as the life insurance specialist in the advisory team — providing analysis, carrier access, product placement, and ongoing service that complements the advisor's relationship with their client. We work from the advisor's specifications, confirm that policy structures align with the estate plan or business agreement, and handle the operational details of ongoing policy management.
Do advisors receive compensation for referring clients to Kelly Insurance Group?
Referral arrangements vary based on the advisor's licensing and state regulations. Licensed advisors may be eligible for referral compensation under applicable regulations. We are happy to discuss the appropriate arrangement for your specific situation and licensing status.
What types of life insurance cases does Kelly Insurance Group handle for advisors?
We handle the full range of complex life insurance applications — ILIT-funded estate planning coverage, survivorship policies, key person and buy-sell coverage, executive benefit structures, trust-owned policy reviews, collateral assignment arrangements, large face amount cases, and impaired risk underwriting. Cases that fall outside standard carrier guidelines are our specialty.
How does Kelly Insurance Group handle trustee policy reviews?
We request in-force illustrations from carriers, assess carrier financial strength ratings, review policy performance against original projections, and identify any lapse risk or structural problems. We provide the trustee with a written review report that documents the analysis and any recommended corrective action — in a format suitable for inclusion in the trustee's fiduciary record.
Can Kelly Insurance Group place large face amount cases?
Yes. We have carrier relationships that accommodate large face amount cases — $5M to $50M and above — including specialty markets for applicants who require concurrent placement across multiple carriers to achieve the full desired coverage amount.
How quickly can Kelly Insurance Group place coverage for a time-sensitive transaction?
For standard underwriting, we target placement within 2 to 6 weeks from application. For accelerated underwriting with eligible applicants, decisions can be made in days. For SBA and commercial loan closings, we coordinate with the lender's timeline from the earliest point possible to ensure coverage is in place for the scheduled closing date.
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MAKE KELLY INSURANCE GROUP THE LIFE INSURANCE SPECIALIST FOR YOUR ADVISORY PRACTICE.
Kelly Insurance Group provides specialist life insurance support for attorneys, CPAs, financial advisors, business managers, and family offices — carrier access, complex case placement, trustee review documentation, and ongoing policy service as part of your client's advisory team.
The availability of coverage and eligibility for coverage can depend on numerous factors. We cannot guarantee that all customers, individuals, and businesses looking for coverage will be successful in these efforts when contacting our team. All policy coverages and terms need to be fully reviewed by the respective consumer to ensure the coverage asked for is what is specifically being quoted or provided by any insurance policy. Insurance Policies, Coverage Changes, and their terms and conditions are not bound or altered until written confirmation is provided by one of our licensed team members or underwriters. This page does not offer legal advice, legal opinions, or policy interpretations. Rather, this page is meant as a resource to help provide customers and insurance consumers with additional considerations that may help in their insurance buying or pursuit of insurance information. Kelly Insurance Group does not employ or direct attorneys.
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Disclaimer: Coverage availability and eligibility may depend on many factors, including underwriting review, carrier guidelines, policy terms, state requirements, business operations, risk characteristics, and other information provided during the application or quoting process. Kelly Insurance Group cannot guarantee that every individual, customer, organization, or business seeking coverage will qualify for, receive, or successfully place insurance coverage. All policy coverages, exclusions, conditions, limits, endorsements, and terms should be carefully reviewed by the consumer, insured, or applicant to confirm that the coverage requested is the coverage being quoted, offered, or provided. Insurance coverage, policy changes, endorsements, cancellations, and other policy terms are not bound, changed, confirmed, or altered unless and until written confirmation is provided by a licensed Kelly Insurance Group team member, the applicable insurance carrier, or an authorized underwriter. This page is provided for general informational purposes only and does not provide legal advice, legal opinions, insurance coverage opinions, or policy interpretations. Information on this page should not be relied upon as a substitute for reviewing the actual policy language or consulting appropriate professional advisors. Kelly Insurance Group does not employ, supervise, or direct attorneys.