BREWERY & DISTILLERY
TOUR INSURANCE
VISITORS NEAR ACTIVE EQUIPMENT IS A SPECIFIC LIABILITY.
Brewery and distillery tours bring members of the public into an active production environment — near tanks, catwalks, stills, and pressurized lines. The combination of a general liability exposure, a production environment, and alcohol samples served at the end creates a risk profile that standard general liability forms may not fully address.
Tanks, stills, catwalks, and pressurized lines create injury exposure that differs from a standard retail or hospitality setting.
Large guided groups moving through a facility raise crowd management and route-specific liability.
Samples poured at the end of a tour create over-service and dram shop exposure on top of the tour liability.
Catwalk tours above tank floors and elevated platforms add fall exposure specific to production facility tours.
TAP EACH SCENARIO TO SEE THE TOUR LIABILITY QUESTION.
Tour liability is specific to the production environment. Tap each. A general illustration — not a coverage determination.
HOW THE PROGRAM IS BUILT.
Visitor injury coverage for the full tour route — tank floor, catwalk, barrel room, and sample area.
Specific attention to liability near active equipment, pressurized lines, elevated platforms, and industrial surfaces.
Liquor liability for samples served during or after tours, coordinated with the tasting room program.
Coverage reviewed for tours booked through third-party operators and group tour organizers.
TELL US ABOUT YOUR OPERATION.
Complete the form and a Kelly Insurance Group specialist will follow up to begin your review.
EVERY KIND OF ALCOHOL OPERATION.
STRAIGHT ANSWERS.
What does brewery and distillery tour insurance cover?
Tour insurance covers visitor injuries along the full tour route — tank floors, catwalks, barrel rooms, and sample areas — plus liquor liability for samples served during or after the tour. It addresses the specific combination of a production environment and a hospitality event.
Is a brewery tour riskier than a standard tasting room visit?
For premises liability purposes, yes. A tour that brings visitors onto catwalks, near active tanks, and through production areas has a different injury exposure than a flat tasting room floor. The production environment adds specific risk that needs to be addressed.
Are samples served during a tour covered by the tasting room policy?
Samples served during or after a tour are an alcohol service event subject to the same liquor liability as a tasting room pour. Whether they are covered under the tasting room policy or need a separate endorsement depends on how the tour program is structured.
What if tours are booked through a third-party operator?
Third-party tour operators bring guests who may not be direct customers of the brewery or distillery. The scope of the producer's liability for third-party group tours is an important part of reviewing the program.
Are catwalk and elevated areas specifically covered?
Elevated platforms, catwalks, and stairways above the tank floor are a specific premises liability exposure. The tour route and access areas are reviewed when structuring tour coverage to make sure elevated access points are addressed.
How do I get a brewery or distillery tour insurance quote?
Completing the form on this page gathers your tour format, facility layout, sample service details, and tour volume so the account can be reviewed and matched to the right specialty markets.
COVER THE TOUR FROM THE FIRST STEP TO THE LAST SAMPLE.
Kelly Insurance Group places specialty tour liability for breweries, distilleries, and producer tour programs.
The availability of coverage and eligibility for coverage can depend on numerous factors. We cannot guarantee that all customers, individuals, and businesses looking for coverage will be successful in these efforts when contacting our team. All policy coverages and terms need to be fully reviewed by the respective consumer to ensure the coverage asked for is what is specifically being quoted or provided by any insurance policy. Insurance Policies, Coverage Changes, and their terms and conditions are not bound or altered until written confirmation is provided by one of our licensed team members or underwriters. This page does not offer legal advice, legal opinions, or policy interpretations. Rather, this page is meant as a resource to help provide customers and insurance consumers with additional considerations that may help in their insurance buying or pursuit of insurance information. Kelly Insurance Group does not employ or direct attorneys.
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Disclaimer: Coverage availability and eligibility may depend on underwriting review, carrier guidelines, policy terms, state requirements, business operations, risk characteristics, and other information provided during the application or quoting process. Kelly Insurance Group cannot guarantee that every individual, customer, organization, or business seeking coverage will qualify for, receive, or successfully place insurance coverage. All policy coverages, exclusions, conditions, limits, endorsements, and terms should be carefully reviewed by the consumer, insured, or applicant to confirm that the coverage requested is the coverage being quoted, offered, or provided. Insurance coverage, policy changes, endorsements, cancellations, and other policy terms are not bound, changed, confirmed, or altered unless and until written confirmation is provided by a licensed Kelly Insurance Group team member, the applicable insurance carrier, or an authorized underwriter. This page is provided for general informational purposes only and does not provide legal advice, legal opinions, insurance coverage opinions, or policy interpretations.