Golf Club Employment Practices Liability Insurance for Clubs, Courses, Managers & Staff

Golf clubs and golf courses may employ grounds crews, pro shop staff, food service workers, bartenders, cart attendants, starters, managers, office staff, seasonal workers, and supervisors. Employment practices liability insurance may be reviewed when the club wants protection for certain employment-related allegations, subject to policy terms and underwriting.

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Coverage Review: Employment practices liability coverage is separate from workers compensation. Workers compensation addresses workplace injury benefits; EPLI focuses on certain employment-related allegations.

What This Coverage Review Usually Looks At

Golf clubs and golf courses may employ grounds crews, pro shop staff, food service workers, bartenders, cart attendants, starters, managers, office staff, seasonal workers, and supervisors. The intake process helps organize the facts, documents, schedules, loss history, operations, and underwriting details that may be needed to determine available options.

Hiring & OnboardingWorkplace ConductTermination & DisciplineClub-Specific WorkforceCurrent PoliciesLoss RunsDocumentsUnderwriting Review

Interactive Review

Employment Situation Selector

Select the employment area that best matches your concern to see what details may matter during the review.

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Seasonal & Part-Time Staff

Golf clubs often rely on seasonal employees, part-time staff, and temporary help. Hiring, onboarding, training, scheduling, and termination procedures may be relevant to the employment practices review.

Workers Compensation Risk Management Guide Start Intake

Details That Can Affect the Review

Golf course insurance is highly dependent on the specific facts of the operation. Ownership, services, course use, contracts, employees, property, equipment, prior claims, and coverage limits can all change the underwriting conversation.

01Hiring & OnboardingApplications, job descriptions, background procedures, policies, handbooks, and training can matter.

02Workplace ConductComplaint procedures, documentation, supervisor conduct, and investigation procedures may be reviewed.

03Termination & DisciplineWritten policies, consistent procedures, and documented decisions can be important to the review.

04Club-Specific WorkforceSeasonal, part-time, hospitality, groundskeeping, and management staff may each create different exposure details.

Helpful Documents to Gather

Employee count by departmentPayroll by classCurrent EPLI policyEmployee handbookPrior employment claimsManager or supervisor listSeasonal staffing detailsOwnership or board structure

Use the Golf Course / Golf Club Intake Page

Complete the questionnaire, upload supporting documents, provide loss information, and submit the account details through the intake instruction page.

Go to Intake Instructions

Related Golf Insurance Pages

These pages may help if the course, club, management company, or coverage need requires a more specific review.

Workers CompensationOpen this related golf insurance resource.D&OOpen this related golf insurance resource.Country Club InsuranceOpen this related golf insurance resource.Private Golf Club InsuranceOpen this related golf insurance resource.Risk Management GuideOpen this related golf insurance resource.Golf Course FAQsOpen this related golf insurance resource.

Work With Kelly Insurance Group

Have questions before submitting the intake? Contact the team, schedule a time, or learn more about Kelly Insurance Group.

More Golf Insurance Resources

Continue reviewing related pages or start the intake when the course is ready to provide underwriting information.

Cost Guide Risk Guide FAQs Start Intake

Coverage notice: This page is general information for golf course and golf club insurance review. Actual coverage depends on policy wording, endorsements, exclusions, underwriting, state requirements, carrier guidelines, and written confirmation from an authorized insurance representative.

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Disclaimer: Coverage availability and eligibility may depend on many factors, including underwriting review, carrier guidelines, policy terms, state requirements, business operations, risk characteristics, and other information provided during the application or quoting process. Kelly Insurance Group cannot guarantee that every individual, customer, organization, or business seeking coverage will qualify for, receive, or successfully place insurance coverage. All policy coverages, exclusions, conditions, limits, endorsements, and terms should be carefully reviewed by the consumer, insured, or applicant to confirm that the coverage requested is the coverage being quoted, offered, or provided. Insurance coverage, policy changes, endorsements, cancellations, and other policy terms are not bound, changed, confirmed, or altered unless and until written confirmation is provided by a licensed Kelly Insurance Group team member, the applicable insurance carrier, or an authorized underwriter. This page is provided for general informational purposes only and does not provide legal advice, legal opinions, insurance coverage opinions, or policy interpretations. Information on this page should not be relied upon as a substitute for reviewing the actual policy language or consulting appropriate professional advisors. Kelly Insurance Group does not employ, supervise, or direct attorneys.