Golf Club Directors & Officers Insurance for Boards, Committees, Officers & Club Leadership

Private golf clubs, member-owned clubs, nonprofit golf clubs, country clubs, and club associations may have boards, committees, officers, managers, and leadership groups making decisions about membership, budgets, employees, rules, renovations, capital projects, discipline, and governance. Directors and officers insurance may be reviewed for certain management liability exposures, subject to policy terms and underwriting.

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Coverage Review: D&O coverage is not the same as general liability. General liability typically focuses on bodily injury or property damage allegations, while D&O review focuses on certain leadership, management, and governance allegations.

What This Coverage Review Usually Looks At

Private golf clubs, member-owned clubs, nonprofit golf clubs, country clubs, and club associations may have boards, committees, officers, managers, and leadership groups making decisions about membership, budgets, employees, rules, renovations, capital projects, discipline, and governance. The intake process helps organize the facts, documents, schedules, loss history, operations, and underwriting details that may be needed to determine available options.

Board DecisionsCommittee ActionsEmployment OverlapClub StructureCurrent PoliciesLoss RunsDocumentsUnderwriting Review

Interactive Review

Board Scenario Review

Choose a common club leadership scenario to see how it may connect to D&O, EPLI, or related coverage review.

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Membership Decisions

Membership disputes, disciplinary decisions, access rules, dues disputes, or member communication issues may be part of the governance review.

Member-Owned Golf Club Insurance Nonprofit Golf Club Insurance Start Intake

Details That Can Affect the Review

Golf course insurance is highly dependent on the specific facts of the operation. Ownership, services, course use, contracts, employees, property, equipment, prior claims, and coverage limits can all change the underwriting conversation.

01Board DecisionsGovernance, member rules, dues, capital projects, budgets, and discipline can create leadership exposure.

02Committee ActionsCommittees may influence decisions related to membership, events, rules, budgets, and operations.

03Employment OverlapLeadership decisions involving employees may create EPLI questions in addition to D&O review.

04Club StructureNonprofit, equity, private, member-owned, or management-company structures may need different underwriting details.

Helpful Documents to Gather

Current D&O policyBylaws or governance documentsBoard and committee rosterClub ownership structurePrior governance claimsEmployee decision involvementMembership dispute historyNonprofit or equity club information

Use the Golf Course / Golf Club Intake Page

Complete the questionnaire, upload supporting documents, provide loss information, and submit the account details through the intake instruction page.

Go to Intake Instructions

Related Golf Insurance Pages

These pages may help if the course, club, management company, or coverage need requires a more specific review.

EPLIOpen this related golf insurance resource.Member-Owned Golf Club InsuranceOpen this related golf insurance resource.Nonprofit Golf Club InsuranceOpen this related golf insurance resource.Private Golf Club InsuranceOpen this related golf insurance resource.Country Club InsuranceOpen this related golf insurance resource.Risk Management GuideOpen this related golf insurance resource.

Work With Kelly Insurance Group

Have questions before submitting the intake? Contact the team, schedule a time, or learn more about Kelly Insurance Group.

More Golf Insurance Resources

Continue reviewing related pages or start the intake when the course is ready to provide underwriting information.

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Coverage notice: This page is general information for golf course and golf club insurance review. Actual coverage depends on policy wording, endorsements, exclusions, underwriting, state requirements, carrier guidelines, and written confirmation from an authorized insurance representative.

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Disclaimer: Coverage availability and eligibility may depend on many factors, including underwriting review, carrier guidelines, policy terms, state requirements, business operations, risk characteristics, and other information provided during the application or quoting process. Kelly Insurance Group cannot guarantee that every individual, customer, organization, or business seeking coverage will qualify for, receive, or successfully place insurance coverage. All policy coverages, exclusions, conditions, limits, endorsements, and terms should be carefully reviewed by the consumer, insured, or applicant to confirm that the coverage requested is the coverage being quoted, offered, or provided. Insurance coverage, policy changes, endorsements, cancellations, and other policy terms are not bound, changed, confirmed, or altered unless and until written confirmation is provided by a licensed Kelly Insurance Group team member, the applicable insurance carrier, or an authorized underwriter. This page is provided for general informational purposes only and does not provide legal advice, legal opinions, insurance coverage opinions, or policy interpretations. Information on this page should not be relied upon as a substitute for reviewing the actual policy language or consulting appropriate professional advisors. Kelly Insurance Group does not employ, supervise, or direct attorneys.