Who is this Charter Boat/Vessel intake form for?

This form is for commercial charter boat and charter vessel operators — fishing charters, sightseeing charters, sunset and dinner charters, watersports charters, tour operators, and participant watersports operations. It is intended for vessels used for hire, not for personal recreational watercraft. If you operate a marina, boat rental fleet, or a personal watercraft not used commercially, please contact us for the correct application.

What watersports operations does this cover?

The application supports charter operations with participant watersports including tubing, fishing, scuba diving, snorkeling, water skiing, wakeboarding, and towed water sports. Bodies of water covered include US inland rivers and waterways, coastal navigation up to 25 miles offshore, Great Lakes and tributaries, Lake Mead, Powell, Tahoe, and select international coastal ranges. Extended offshore navigation limits are available on submission for approval.

What do the color-coded sections mean?

The application uses three color-coded sections. RED boxes are required for all submissions including applicant information, vessel details, coverage and premium selections, and the five-year claims history. GREEN boxes are activity-specific and only need to be completed if the applicable watersport or participant operation applies to your charter. The BLACK box is the Additional Information Section on the last page for clarifications, business operation descriptions, or anything else that will help our underwriters.

What supporting documents do I need to upload?

Depending on your operation, upload the following alongside your completed application: a copy of any required Captain or Guide's license, a recent Marine Survey if your vessel is over ten years old, photos of the uncovered vessel from the bow, side, and stern, a resume of the captain and crew describing marine experience, a USCG Certificate of Inspection if applicable, sample participant waivers if you conduct tubing, fishing, scuba, water skiing, or wakeboarding operations, and any promotional brochure or website address.

How do I get loss runs from my current carrier?

Use the Show Loss Run Instructions button in Step 3 to view what loss runs are and copy a ready-made email template to send to your current agent or broker.

CHARTER BOAT & WATERSPORTS INSURANCE INTAKE FORM

CHARTER BOAT/VESSEL & WATERSPORTS LIABILITY INSURANCE APPLICATION INSTRUCTIONS

Q: What if we have never had a claim?

Complete a No Loss Statement using the button in Step 2. You do not need to email it to us. Once submitted, it will automatically notify the Kelly Insurance Group team.

Follow the steps 1–3 below and then when you have completed steps 1–3 come back to this page and complete the final step "4".

IMPORTANT FORM NOTICE: This form is intended for commercial charter boats, charter vessels, and watersports operations — fishing charters, sightseeing charters, sunset and dinner charters, and participant watersports such as tubing, scuba diving, water skiing, wakeboarding, and towed sports. It is not intended for personal recreational watercraft, marina operations, or boat rental fleets. If your operation falls outside these categories, please contact us for the correct application.

COMPLETE, SAVE & UPLOAD THE APPLICATION USING THE "UPLOAD APPLICATION" INFO BELOW

First, complete the Charter Vessel Insurance Application. It will open in a new browser tab so you can return here after saving it.

After completing the application, save the completed file to your computer. Then return to this page and upload it in Step 4.

Supporting Documents: Depending on your operation, also upload a copy of any required Captain or Guide's license, a recent Marine Survey if the vessel is over ten years old, photos of the uncovered vessel (bow, side, stern), captain and crew resume, USCG Certificate of Inspection if applicable, sample participant waivers, and any promotional brochure or website address.

CLICK HERE FIRST OPEN APPLICATION CLICK ➡

RED BOXESRequired for all customers looking for charter boat, charter vessel, or watersports liability insurance — applicant, vessel details, coverage, and claims history.

GREEN BOXESRequired only if the applicable service or participant operation applies to your charter — tubing, fishing, scuba, water skiing, wakeboarding, towed sports, food or liquor on board.

BLACK BOXAdditional remarks, clarification, or anything else you need us to know. Located in the Additional Information Section on the last page of the PDF.

NO LOSS STATEMENT

If the charter operation has never experienced any claims, or if this is for a new business, complete a No Loss Statement. You do not need to email it to us. Once submitted, it will automatically notify the Kelly Insurance Group team.

NO CLAIMS? COMPLETE NO LOSS STATEMENT CLICK ➡

CURRENT LOSS RUNS

If you currently have insurance coverage, we will need copies of your current carrier loss runs. Click the button to view what loss runs are, how to request them, and copy a ready-made email to send to your current carrier or agent.

WHAT ARE LOSS RUNS?

Official reports from your current or prior carrier documenting all claims — open and closed — losses, and payments during your policy period. Carriers typically provide 3–5 years. Any new carrier will require these before quoting.

HOW TO REQUEST

Contact your current agent, broker, or carrier.
Ask for "loss runs" covering the past 3–5 years, in PDF format.
Request each policy type: Watercraft, Watercraft Liability, Crew Liability, Watersports, Pollution, Umbrella.
Turnaround is usually 3–10 business days.

EMAIL TEMPLATE

Subject: Loss Run Request — [Your Business Name]

Hello,

I am requesting copies of the loss runs for my commercial marine insurance policies for the past five years for an insurance quote review.

Please include all active or recently expired coverages:
- Watercraft & Equipment
- Watercraft Liability
- Crew Liability
- Watersport Liability
- Uninsured Boater
- Medical Payments
- Premises Liability (if applicable)
- Pollution Liability
- Umbrella / Excess (if applicable)

Please send them in PDF format at your earliest convenience.

Thank you,
[Your Name]
[Your Business Name]
[Your Contact Info]

Once you receive them, upload the loss runs along with your completed application PDF in Step 4 below.

UPLOAD YOUR COMPLETED APPLICATION

Upload your completed Charter Vessel application PDF, your No Loss Statement or current loss runs, and any supporting documentation (captain's license, marine survey, USCG certificate, vessel photos, participant waivers, promotional materials) using the intake form below.

QUESTIONS? CALL OR TEXT (412) 212-2800

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Disclaimer: Coverage availability and eligibility may depend on underwriting review, carrier guidelines, policy terms, state requirements, business operations, risk characteristics, and other information provided during the application or quoting process. Kelly Insurance Group cannot guarantee that every individual, customer, organization, or business seeking coverage will qualify for, receive, or successfully place insurance coverage. All policy coverages, exclusions, conditions, limits, endorsements, and terms should be carefully reviewed by the consumer, insured, or applicant to confirm that the coverage requested is the coverage being quoted, offered, or provided. Insurance coverage, policy changes, endorsements, cancellations, and other policy terms are not bound, changed, confirmed, or altered unless and until written confirmation is provided by a licensed Kelly Insurance Group team member, the applicable insurance carrier, or an authorized underwriter. This page is provided for general informational purposes only and does not provide legal advice, legal opinions, insurance coverage opinions, or policy interpretations.